moment2moment
Junior Member
California
I was in an auto accident 3 weeks ago, and my car is considered totaled.
D1 failed to yeild the right of way. He made a left turn across westbound traffic, and D2 (me) didn't have enough time to stop, and I hit him. I was not speeding. I am very familiar with the street. I have lived here for over 10 years. He was looking for an address to go do a plumbing job. He is the owner of the company. I think he seen his address at the last second, and made a quick left...not seeing me headed west. I was taken away via ambulance. I have a broken wrist, and broken metacarpals, and several aches, pains, and bruises.
Questions:
1. What if his insurance bodily injury coverage only covers $15000.00, do I have to "sue" to get more? So fay my medical bills alone are about 8000.00
2. I don't "work" in the work place BUT I am a mother of a 9 year old and 5 year old, and I work 24 hours a day- 7 days a week. Any compensation for not being able to cook, clean, bath, my kids etc ??? I have a full left hand cast, MY FINGERS are in the cast also... argh.... I can't even put my own bra on, take a shower w/out assistance, and too many other things to list....
3. To top it off, before the police report came out, the other insurance company tried to tell me I will "probably" be 20% at fault!! I said for what???
I was in an auto accident 3 weeks ago, and my car is considered totaled.
D1 failed to yeild the right of way. He made a left turn across westbound traffic, and D2 (me) didn't have enough time to stop, and I hit him. I was not speeding. I am very familiar with the street. I have lived here for over 10 years. He was looking for an address to go do a plumbing job. He is the owner of the company. I think he seen his address at the last second, and made a quick left...not seeing me headed west. I was taken away via ambulance. I have a broken wrist, and broken metacarpals, and several aches, pains, and bruises.
Questions:
1. What if his insurance bodily injury coverage only covers $15000.00, do I have to "sue" to get more? So fay my medical bills alone are about 8000.00
2. I don't "work" in the work place BUT I am a mother of a 9 year old and 5 year old, and I work 24 hours a day- 7 days a week. Any compensation for not being able to cook, clean, bath, my kids etc ??? I have a full left hand cast, MY FINGERS are in the cast also... argh.... I can't even put my own bra on, take a shower w/out assistance, and too many other things to list....
3. To top it off, before the police report came out, the other insurance company tried to tell me I will "probably" be 20% at fault!! I said for what???