What is the name of your state (only U.S. law)? IN
Hi, all. I'm looking for someone to advise me on the likely course of the negotiations involved in reaching a settlement. Here's the background: On Nov. 1 2008, I was hit head-on (55 mph) by a sleeping driver who was found at-fault. My truck rolled over twice and my head and left arm went through the driver's-side window. I was taken 21 miles by ambulance to ER. My neck was immobilized and head strapped down... with much glass still there imbedded. Medical treatment included x-rays and CT scans, glass had to be dug out, 40 staples in my head, 11stitches in my elbow. Was prescribed narcotics and muscle relaxers. One month, and much agony, later I had to have a minor surgery to remove glass that was left in my arm.
My insurer paid my bills--$4500. I missed a total of three weeks of work for a total of $14,800.
Lingering effects: shards of glass of festered out of my scalp three times, I cut my self on scar tissue while cutting my hair four times, anxiety when driving at night, and worst of all, I have to wear a hard hat, at work, which rubs on the scars and keeps the area very sensitive.
So far: A snafu caused the adjuster to think that I had only $2200 in med and $5000 in lost wages. He offered me $11,500. After correcting the snafu, I asked the adjuster if he would like me to make a demand for settlement. He did. I said $135,000. Three days later I get email rejecting my demand.
That brings me to now. It's been almost a week and I have not heard back from the adjuster. What is the next move? Do I wait for him to counter? Any other information would also help. Thanks.
Hi, all. I'm looking for someone to advise me on the likely course of the negotiations involved in reaching a settlement. Here's the background: On Nov. 1 2008, I was hit head-on (55 mph) by a sleeping driver who was found at-fault. My truck rolled over twice and my head and left arm went through the driver's-side window. I was taken 21 miles by ambulance to ER. My neck was immobilized and head strapped down... with much glass still there imbedded. Medical treatment included x-rays and CT scans, glass had to be dug out, 40 staples in my head, 11stitches in my elbow. Was prescribed narcotics and muscle relaxers. One month, and much agony, later I had to have a minor surgery to remove glass that was left in my arm.
My insurer paid my bills--$4500. I missed a total of three weeks of work for a total of $14,800.
Lingering effects: shards of glass of festered out of my scalp three times, I cut my self on scar tissue while cutting my hair four times, anxiety when driving at night, and worst of all, I have to wear a hard hat, at work, which rubs on the scars and keeps the area very sensitive.
So far: A snafu caused the adjuster to think that I had only $2200 in med and $5000 in lost wages. He offered me $11,500. After correcting the snafu, I asked the adjuster if he would like me to make a demand for settlement. He did. I said $135,000. Three days later I get email rejecting my demand.
That brings me to now. It's been almost a week and I have not heard back from the adjuster. What is the next move? Do I wait for him to counter? Any other information would also help. Thanks.