I have an appointment soon with the number one real-estate law and contract attorney in town. A few weeks ago I spoke with an attorney with limited experience. After looking at the documents he told me I had every right to walk into the title company and demand my money. Well recently I decided to do that. I asked the title company manager what gave her the legal authority to give the funding check to my broker. She offered to stop payment on the check and issue me a new check but wouldn't answer the question. She had client appointments and told me to come back in an hour. When I returned my broker was there with the funding check. We went in a conference room to discuss the matter. The broker told me I could take the check but if I did to expect a legal show down with the customer who bought the home. I left upset without my check and my check is now back at the title company. Here is one possible theory of mine. The broker in error rolled in too many overage upgrades into the loan by mistake and wants me to pay the customer back what couldn't be included in the loan. Maybe??