I have had an account with BCR for 2 years. This company calls me multiple times per day and it is always the same man calling- John McCoy. Recently, he has started giving me false names. Billy, Bobby, and tonight he stated his name as Ricky ******. I have not paid much toward the account as they have yet to send me anything in writing although I have requested it many times. Tonight I requested to speak to the representatives supervisor and he hung up on me so I called back. I explained what had been going on to the supervisor and he said that they had sent me many things through the mail. I asked for the address of the main branch of the company and he stated it was 7575 Corporate Way Eden Prairie MN, 55344. I asked repeatedly for the land line phone number for the main branch and he just kept giving me the 800 number. So, I typed in the address and asked him if the number stated on the webpage was correct, and he said he didnt know. After telling him I was considering legal action and definitely posting complaints to everyone from the Federal Trade Commission (which I recommend everyone here do) to BBB to Rip-Off Report . com he suddenly had the phone number for me- which was the same one I had asked about 10 minutes prior.
On 8/19/08 John McCoy (AKA Ricky ******) called my home at 8:19PM. I told him I was putting my kids to bed and to please call the next evening before 8PM. He said it would take just a minute and I told him I knew better and nothing was just a minute with him. He continued to try to discuss my account so I hung up. He called again, now at 8:20, then again within the 8:20 minute, then three times within the 8:21 minute.
Also, this company has refused my payment offers. I have offered to pay $100 per month and John McCoy tells me, "That's not enough. WHat about $150?" LIke it's an auction. I tell him, "No, I don't have $150, I have $100." we agree and when it comes to the confirmation part of the phone conversation he says, "Okay, I have accepted your payment of $150" and I say- no, that's not what I said. Cancel that payment, do not debit my account or I will call a lawyer right now.
This company has gone from unprofessional to using illegal bullying tactics to collect a debt that they have yet to provide information on in writing. They have tried to trick me into paying more than I agreed to by slipping the larger amount in quickly at the very end of the conversation, they have harassed my family by calling incessantly all hours of the day, they have refused to state their name, the company name, and refused to give me information on my own account. THey barely speak english yet have names such as John McCoy, Sam Walters, and Henry Smith-- oh, and don't forget Ricky ******.
I will not pay a cent to this company as I now fear for my financial security and the security of my identity information.
If a class action suit comes to be a reality, please include me. I have already started the process of obtaining phone records, I have gotten the physical address of the main branch in MN and the phone number - 1-952-259-1135- I checked, it's real
and have filed with the Federal Trade Commission. I will continue to collect evidence to support this case and hope something is done about this company.
Thanks,
Saundra Ward