burritojon said:
What does your mother have to do with this ? Why do you feel that your mother should be burdened with YOUR college education. If that's her choice, fine. But don't make YOUR problem HER problem. It's your education, not hers.
You're an adult. You're a big boy. It's your problem. Figure it out for yourself and come up with your own answers. Your Dad, your Mom, or the World for that matter, does NOT owe Jon an education.
If you want something in life, get it on your own. You'll feel better for having done so.
i dont remember saying that she should carry that burden... she decided she would help me with it of her own accord. i am not making my problem hers. i am an adult, or at least trying to be one, and i am trying to figure things out. i was just wondering if i could lighten a burden on myself by becoming financially seperated from my parents. while trying to find out if this is possible you are giving me lectures on life that i dont really need.
My response:
I'm sorry. I must have misunderstood you when you said, "my mother and i are left to foot the 30 grand a year tuition."
I'll say it again. You're an adult.
You say you want to be financially "separated". And, you say that you want to go to school in New Hampshire. Wonderful !
Then, here's how you do this.
But first, you have to understand that there is a difference between "residence" and "domicile".
As long as you keep using Florida as your residence, when applying for school, and when applying for funds, you're going to get hit with the "parental" problem. Not every student has parents that are still alive - - what do they do ?
Well, you need to move to NH, and until you've met that States' minimum for residence status, you'll just be domiciled there. As an adult, and when you've met the minimum residency requirements of NH, then you can honestly state on the applications that, one, you're an adult, two, you're a resident of NH, and three, that you do not depend on your parents for anything. As long as you've met those requirements, they cannot use your parents as indicia of your qualifications for a loan.
Look at this from another angle - -
Post-graduates get loans all the time for their degrees. They are in their early 20's. Do you think the government is concerned what their parents' incomes are ? No. As long as you're a resident of the State where you're attending school, and YOU'RE ON YOUR OWN AND NOT LIVING WITH A PARENT, then the government cannot, and will not, use your parent's financial stature in deciding whether or not to swing you the loan.
But, again, you've got to get out of Mommy's house, and become a resident of New Hampshire, and be on your own for all of your necessaries of life. So, borrow about $5,000.00 if you must from Mom, as a "stake" to get you on your feet, move to New Hampshire, get an apartment, get a job, and then fill out the application using your own address AFTER you've become a resident of New Hampshire. You're running into problems because you're still using your Florida residence address, which is Mom's address, on all of your applications. Stop that !
IAAL