What is the name of your state? Colorado
Hello,
On Sept 1st, I was involved in a car accident where I was hit head on. I was leaving Walgreens making a left hand turn across the two lanes of traffic closest to me to get to the other side of lanes and be on my way. The traffic closest to me came to a full stop as the stop lights at the 4 way intersection was red and they didn't want to block the driveway of where I was. They waived me on so I slowly proceeded coasting across checking my directionals and the center lane was all clear along with the side of traffic where I was getting to. As I got across, cleared my directionals and attempted to leave the center yellow lanes, a car riding in it for a good amount of time to pass the stopped traffic and get to the 4 way intersection, slammed on his brakes and hit me head on.
The Denver Civilian Crash Investigator put me at fault after showing up, taking a 2 minute questioning from the other driver, taking a 2 minute questioning from me, then sitting in his car for 10 mins to write me a citation for "not paying attention as I was crossing traffic." The driver told the Officer that he was making the immediate left turn that just so happened to be a couple of feet of the accident. Based on that, the Officer cited me. Not only that, the Officer presented me the citation and asked how fast the driver said he was going and he said less than 10 miles an hour and when I said that was a lie, the Officer said "yes, and since he lied to me, I reduced you from having to go to court for a 3 point citation to deducting a point off and it being 2 points where you have to pay the $125 ticket." On the ticket, it shows "Point Deduction: 1," making it 2 points.
My insurance said they couldn't do anything regarding the damage of my car because I didn't have collision, and just minimum state liability. Understandable. At this point, I have to contact their insurance provider and hope they accept liability. I already filed the claim with his insurance company and haven't spoken to the adjuster because they haven't called me to get my statement.
With all of this being said, today, I was able to call the dispensary where this guy said he was making that left turn into to get camera footage and after reviewing it, there was no left turn being made. He was going at least 25 mph down the center yellow lane to get to the 4 way intersection bypassing the stopped traffic and as he saw me leaving the center lanes, he slammed on his brakes and hit me.
Since I've got this footage (which I can post here if needed as there's no faces or license plates showing), I am wanting to go to court at the suggested court date and fight the citation. Regarding his insurance company, how should I go about presenting the camera footage to the adjuster whenever they call me? I turned the camera footage over to my adjuster but I'm not sure what that will do. I am wanting to fight this as much as possible as I believe I was not at fault based on the camera footage and the Officer not even investigating the scene of the accident but rather taking the other drivers story and placing me at fault. I'm not sure what to do as I've never been in an accident before.
Thank you and sorry for there being a lot to read!
Hello,
On Sept 1st, I was involved in a car accident where I was hit head on. I was leaving Walgreens making a left hand turn across the two lanes of traffic closest to me to get to the other side of lanes and be on my way. The traffic closest to me came to a full stop as the stop lights at the 4 way intersection was red and they didn't want to block the driveway of where I was. They waived me on so I slowly proceeded coasting across checking my directionals and the center lane was all clear along with the side of traffic where I was getting to. As I got across, cleared my directionals and attempted to leave the center yellow lanes, a car riding in it for a good amount of time to pass the stopped traffic and get to the 4 way intersection, slammed on his brakes and hit me head on.
The Denver Civilian Crash Investigator put me at fault after showing up, taking a 2 minute questioning from the other driver, taking a 2 minute questioning from me, then sitting in his car for 10 mins to write me a citation for "not paying attention as I was crossing traffic." The driver told the Officer that he was making the immediate left turn that just so happened to be a couple of feet of the accident. Based on that, the Officer cited me. Not only that, the Officer presented me the citation and asked how fast the driver said he was going and he said less than 10 miles an hour and when I said that was a lie, the Officer said "yes, and since he lied to me, I reduced you from having to go to court for a 3 point citation to deducting a point off and it being 2 points where you have to pay the $125 ticket." On the ticket, it shows "Point Deduction: 1," making it 2 points.
My insurance said they couldn't do anything regarding the damage of my car because I didn't have collision, and just minimum state liability. Understandable. At this point, I have to contact their insurance provider and hope they accept liability. I already filed the claim with his insurance company and haven't spoken to the adjuster because they haven't called me to get my statement.
With all of this being said, today, I was able to call the dispensary where this guy said he was making that left turn into to get camera footage and after reviewing it, there was no left turn being made. He was going at least 25 mph down the center yellow lane to get to the 4 way intersection bypassing the stopped traffic and as he saw me leaving the center lanes, he slammed on his brakes and hit me.
Since I've got this footage (which I can post here if needed as there's no faces or license plates showing), I am wanting to go to court at the suggested court date and fight the citation. Regarding his insurance company, how should I go about presenting the camera footage to the adjuster whenever they call me? I turned the camera footage over to my adjuster but I'm not sure what that will do. I am wanting to fight this as much as possible as I believe I was not at fault based on the camera footage and the Officer not even investigating the scene of the accident but rather taking the other drivers story and placing me at fault. I'm not sure what to do as I've never been in an accident before.
Thank you and sorry for there being a lot to read!