CALIFORNIA
Okay - I cannot find anything related to our situation, so hopefully someone can help! Here's a quick synopsis of the situation.
1. Our 2018 Honda Odyssey (still so new!) was stolen while we were on vacation in San Diego. That means we were stranded with no car seats, no stroller, and most of our belongings gone - and with 4 small children.
2. Two days later, our van turned up. Front and rear bumpers had been removed and put back on, license plates switched out with the ones you see on a new car from the dealership, and random vandalization inside the vehicle (they CUT our car seats out with a machete...that was found in the third row). All the evidence together - per police - is a clear indication that our vehicle was used to smuggle drugs.
3. The next big thing was noticed is that the vehicle has an awful odor. It has a sweet smell (per my friend who lives down there and is helping me, and according to the mechanic our insurance sent the van to). Apparently, per the police, this is most likely evidence of the use of meth in our van.
So my questions are: is this enough for our car to be considered a total loss? What is reasonable for an insurance company to do? To me, ANY chance of there having been drugs in my car makes it unsafe to put my children in. Also, does my car being used for illegal activity have any weight in our case?