txdakotagirl
Junior Member
I am in Texas.
My wife and I were driving home and exited highway, coming to stop at yield sign as their was a car in front of me.
Car at yield sign, went and I rolled forward and came to stop pending the next clearing. Car behind me assumed I went, and rolled through yield sign.
She hit my bumper and the right corner of the bed of my truck as I was angled at yield sign since it splits of service road. We both pulled over and since both vehicles still operating we exchanged information and parted ways, police were not called so no report.
My vehicle 1999 Mazda B4000 4x4 bumper twisted/crimp in the corner of the body.
Her vehicle 2017 or new mustang hole in bumper, crimp to hood, pushed in and broken grill
I list vehicle damage just to show she was going fast enough to do damage.
So come the next day, expected injuries appeared of sore back, neck and also had headache. I did not seek medical attention at this point hoping it would improve. So neck worsened, headache continued and I started to have intermittent numbness of left arm. I took the day off on Friday and went to convenient care (non primary doctor office cost, similar hours to urgent care). Multiple x rays later, neck strain diagnosed and the natural bend in spine at neck noted as not there so typical with that type of neck injury. Possible numbness in arm related to neck as well as head. Convenient care doctor gave me injection of Toradol and stated if it did not get rid of headache may be post concussion syndrome. Doctor also placed me on 10 day run of muscle relaxer. Wife did not seek medical attention and took 4 days off work as her back was hurting.
I did take my truck to body shop on Friday(independent estimate) and the body shop stopped counting at 1700 and advised it would be about the repair threshold the truck worth about 2600 in fair condition, 4000 in good and she is a long way from that LOL but still a good truck. USAA insurance called me that day as well and confirmed driver claimed responsibility for damages.
The following week spoke with Usaa again(Monday), declined vehicle inspection as I was not wanting the truck totaled out. The claimed switched to another adjuster who call me the next day(Tuesday). I returned his call and left message and he called me the next day willing to settle for damages. I advised of neck, arm and continued headache. Based on my copay and medication he offering 500.00 for inconvenience, no open allowance to continue care. I choose not to total my vehicle, and now I am walking away with damage I can't fix. I was responsible enough to carry health insurance granted lower medical bills for USAA to pay. I feel like I am not getting a fair shake on the made whole aspect. I was not looking to sue or get lawyer. Am I expecting too much?
My wife and I were driving home and exited highway, coming to stop at yield sign as their was a car in front of me.
Car at yield sign, went and I rolled forward and came to stop pending the next clearing. Car behind me assumed I went, and rolled through yield sign.
She hit my bumper and the right corner of the bed of my truck as I was angled at yield sign since it splits of service road. We both pulled over and since both vehicles still operating we exchanged information and parted ways, police were not called so no report.
My vehicle 1999 Mazda B4000 4x4 bumper twisted/crimp in the corner of the body.
Her vehicle 2017 or new mustang hole in bumper, crimp to hood, pushed in and broken grill
I list vehicle damage just to show she was going fast enough to do damage.
So come the next day, expected injuries appeared of sore back, neck and also had headache. I did not seek medical attention at this point hoping it would improve. So neck worsened, headache continued and I started to have intermittent numbness of left arm. I took the day off on Friday and went to convenient care (non primary doctor office cost, similar hours to urgent care). Multiple x rays later, neck strain diagnosed and the natural bend in spine at neck noted as not there so typical with that type of neck injury. Possible numbness in arm related to neck as well as head. Convenient care doctor gave me injection of Toradol and stated if it did not get rid of headache may be post concussion syndrome. Doctor also placed me on 10 day run of muscle relaxer. Wife did not seek medical attention and took 4 days off work as her back was hurting.
I did take my truck to body shop on Friday(independent estimate) and the body shop stopped counting at 1700 and advised it would be about the repair threshold the truck worth about 2600 in fair condition, 4000 in good and she is a long way from that LOL but still a good truck. USAA insurance called me that day as well and confirmed driver claimed responsibility for damages.
The following week spoke with Usaa again(Monday), declined vehicle inspection as I was not wanting the truck totaled out. The claimed switched to another adjuster who call me the next day(Tuesday). I returned his call and left message and he called me the next day willing to settle for damages. I advised of neck, arm and continued headache. Based on my copay and medication he offering 500.00 for inconvenience, no open allowance to continue care. I choose not to total my vehicle, and now I am walking away with damage I can't fix. I was responsible enough to carry health insurance granted lower medical bills for USAA to pay. I feel like I am not getting a fair shake on the made whole aspect. I was not looking to sue or get lawyer. Am I expecting too much?