Collection listing "verified"

[TigerD]

Debt Collector... I was waiting for bashing comments from you!

It's not bashing -- I would never bash someone for being an idiot. But that doesn't stop me from identifying it.

You sure are an angry person! I haven't forgotten about interest, by all means, charge me what is legal, but not usurious.

Here's a tip -- when it is ordered by the court, it isn't usurious.

I don't consider myself ignorant when I spell words like "conveniently" correctly.

Well, you have been wrong about other things too. But congrats on winning the spelling bee -- how is that going to pay your bills?

I am a very honest person, and I do think that everyone should be paid what is right and legal.

Great, drop the silliness, grab your checkbook and call the CA to pay your bill.

How can you quote what I said, and assume that I think it is unfair for the business to be paid?

Well... Read slow so you can understand. You haven't paid them yet.

It is not rare that CA's still violate the laws! Have you taken a look at the FTC's website?

Yes. Are you aware that there more than 5,000 licensed collection agencies in the US and several thousand attorneys doing collections as well. And that the ARM industry in the US handles more than $500 billion a year. When you know the facts, you see the situation correctly.

I do agree that Bud Hibbs is a little out there.

Great, at least we agree.

What perjury have I committed?

I don't know you are the one that claimed to have committed perjury.

I could have been a deadbeat debtor in my glass house and rid myself of the entire lawsuit on technical issues, because there were many.

For some reason I doubt that.

Ahh... but not everyone is as shady as you think DC. I have said quite a few times now, that I will pay what I owe.

Great, stop saying you will pay what you owe and do it.

A debtor wanting to pay a bill! How can that be?!

It can't be. If you wanted to pay your bill, you would have before it got to the judgment stage.

Now I quote you DC, "You they could be honest and caught errors and corrected them to make the record reflect properly."

LOL -- Okay, I was tired. Long hours dealing with schmucks that try to pull the same crap you are.

Here's a tip. If you want to resolve the issue, put 1/3 of the effort you are putting into this thread, into working out a resolution.

DC

 

[Chien]

I will pay the damn thing, but I have too much fun sparring to go away!

At first, I thought you were serious and, if so, you get attention. That's the one that I thought finished me. Contrary to your opinion, time volunteered here is not for your amusement.

But the thing that sucked me back is that DC says it better and more succinctly. Play the games you want and learn the lessons you can,

If you want to resolve the issue, put 1/3 of the effort you are putting into this thread, into working out a resolution.

that's about it.

 

[noonoo79]

Chien, it was just a poke. I am not of the opinion that these posts are for amusement. I started a post about a bogus collection listing, but everyone seems to keep twisting the issue around.
DC, I have seen your replies to some posts, and you are very brutal towards people just looking for some kind of help, or answers. I can't pay the CA without a judgment showing me what I am to pay. Yes, I am aware that there are plenty of licensed CA's and Collection attorneys out there, are all of them as disgruntled as you are? That is the situation that I am seeing with the facts. Judging by the aggressive tone of your comments, you seem to be one of those shady collectors who use abusive harrassment tactics to scare people into giving you their grocery money to fatten your pockets. You collectors think that because you bought a debt for a few bucks, that the debtor should pay you a few thousand! I have never admitted to any type of perjury, and I am not trying to pull any crap. I can't pay this judgment until I have the copy. You can't just run around passing out all of your money without a bill showing that you owe it. Don't be angry with the consumers because we have more rights than collectors. You could earn yourself a little more of that $500 billion if you used a little more honey, and less vinegar!

 

[TigerD]

DC, I have seen your replies to some posts, and you are very brutal towards people just looking for some kind of help, or answers.

I'm not the guy to gently hold your hand while you you prattle on about how unfair life is. People have been through worse, stop crying and move on. Is that brutal? No. Callus maybe, but I have heard every sob story and silly excuse. And every debtor thinks they are the only ones spouting the nonesense they come up with -- just like your next quote.

I can't pay the CA without a judgment showing me what I am to pay.

You have prattled on incessantly about how you pay what you owe, but you refuse to pay your bill until there is a judgment. And you think taking an aggressive stance toward somebody that is creating needless work, clogging up our court system further and doing everything possible to raise the cost of collection to a point where the good business (like mine -- your comments not withstanding) in this industry can't function without selling out to NCO and Asset, is shady?

Yes, I am aware that there are plenty of licensed CA's and Collection attorneys out there, are all of them as disgruntled as you are?

Not disgruntled. Cynical, yes. Every debtor is a deadbeat until proven otherwise. Every debtor is liar until proven otherwise. How can I justify that -- they are in my office because said they would pay their bill and didn't. They are in my office because they do not pay as agreed. Ergo deadbeat.

Judging by the aggressive tone of your comments, you seem to be one of those shady collectors who use abusive harrassment tactics to scare people into giving you their grocery money to fatten your pockets.

Frankly I don't care where they get the money to pay their bill. That isn't my problem. If they are trying to figure out how to pay, I am more than happy to take some time and work out their budget and figure out where their money is going and how to fix the problem so they can start to recover. I have one debtor I set up on a payment plan today that is paying $10 a week until July. Now that I own the debt I am working, I can do that. She doesn't have it. Since I started working with her, I have probably spent 8 hours with her. But she actually wants to pay her bills.

You aren't trying to work it out with your creditors -- why should you get any slack. As a collector, my time is too valuable to waste playing nice nice with people that need to slammed with a stack of legal books.

You collectors think that because you bought a debt for a few bucks, that the debtor should pay you a few thousand!

And your point is? Receiveable are salable commodities. The simple fact is that after 6 months, the collectability of a debt drops significantly. While I am not going to go into the metrics and psychological factors, I'll just say that it is a subject I can be considered an expert in having not only worked in the industry but also published several articles on the subject.

I have never admitted to any type of perjury, and I am not trying to pull any crap. QUOTE FROM YOUR EARIER POSTING "Originally Posted by noonoo79
In fact, you can read my "perjury laced" affidavit executed by Mr. Vandemark. Yes, mine."

'nough said there.

I can't pay this judgment until I have the copy. You can't just run around passing out all of your money without a bill showing that you owe it.

Nonsense. Tell it to someone over on the AOC weenie board that might believe it. You actually are claiming that you never got a bill; you never got a letter from a CA until they sued you. Get real. Some people here may believe that but I know better.

Don't be angry with the consumers because we have more rights than collectors.

Actually you don't. I don't know where you got that idea, but you are quite mistaken. You can send a cease and desist and I can haul you into court and sell your house. You can refuse to pay and after the judgment I can haul your employer into court to answer questions about your income. Collectors and debtors are on an equal footing right up until the judge signs the judgment. Then the JC owns your ass.Don't think so -- just wait, your judgment will be entered soon.

You could earn yourself a little more of that $500 billion if you used a little more honey, and less vinegar!

Treat debtors professionally. It isn't personal -- it's money. Some you talk nice to, some you cajole and some you have to beat up. As for what I make -- let's just say I do okay.

DC

PS That said -- I'm done with you. My time is too valuable for the likes of you.

 

[Chien]

OP -
Just a poke? From the thread, I don't know what that means. As far as I'm concerned, this is not a place for editorializing, but let's get something straight. DC and I have much more in common than there are differences. And probably have for longer than these forums have existed.

The differences? DC deals mainly with consumers and I deal with businesses. I have the power to do what DC directs others to do. You read between the lines.

Biggest differences? You're John Doe and not Fortune 1000. DC has moved on to the next matter and I've already locked horns with the Legal Department.

Some similarities? Neither of us believes that all or even most CAs are shady. The law gives enough power and the economy gives enough business that it doesn't make sense to cross the line. Neither of us justifies or defends the OC or the CA that does. Neither of us has much patience for the debtor who lies or is stupid in spite of his/her/itself. Both of us have heard "all the stories and all the excuses". (And we apparently don't hold Bud Hibbs in the highest regard.)

Biggest similarity? Despite no need to give aid and comfort to the enemy, we're both here, spending time and giving what advice we can to those trying to work through problems.

Justified? Well, sometimes it works. For me, that makes it worthwhile:
https://forum.freeadvice.com/showthread.php?t=311072
and some just want a soapbox:
https://forum.freeadvice.com/showthread.php?t=312622

Finally, if you followed your own post, I hope you understand why the credit listing is not bogus until the court comes up with a different number. Either you or you both ensured that. That said, I've invested enough time as well. Get the amsuement from another source.

 

[noonoo79]

Don't dish it out, if you can't take it!