I have an update on my co-pay problem and wanted to share it with all of you. I spoke with the billing department of the physical therapy company. I explained my situation, as
Barry1817 suggested in his posting that I do. I explained to her I was not made aware of any co-pay. The physical therapy accountant reviewed all the paperwork I had signed prior to being seen by a therapist. She came to the realization that one form was missing…the form that stated I was responsible for any bills my insurance company did not pay, the form that stated there is co-pay which would be billed to me when the physical therapist released me from any more sessions. I was also told and as
lealea1000 who was correct in her/his posting, this particular office does not permit an exchange of money. Due to the fact that I was not given a form to sign concerning any monies due after services were provided, I am released from any obligations. I would like to add that
Barry1817 is correct. My insurance company does allow me “to shop” around. I did have a lesson learned moment though here by posting on this site-always ask. And to
ecmst12, have you ever heard that no question is stupid? I find your response, and I quote you, “That is the dumbest thing I've ever heard, how can you not know such a basic thing about how insurance works??" demeaning and insulting to whomever it was directed. I guess we can’t all be as smart as you so in the future if you have something to say, raise your hand…then place it over your mouth; duct tape could be as effective as well or better yet, advise you might want to take…something I read and not sure who said it "Better to keep your mouth closed and be thought a fool than to open it and remove all doubt"