What is the name of your state? West Virginia
I applied for a credit card, was asked for and provided proof of income and address. There was a small hiccup because my mailing address and physical address were different. I explained why, all was apparently good. They said wait 7 to 10 days to get card. Got card via mail, called number to activate, even made the first payment (the initial fee). When I tried to use the card 2 weeks later for far less than the limit it was declined. I called customer service, at first she said it was the address issue, again I proved that wrong. She said "oh, your card was reported stolen a few minutes ago". She then said my file would be re-examined and now I may be declined altogether and my first payment would not be refunded. Can they do this? I thought by accepting my first payment that made a contract.
I applied for a credit card, was asked for and provided proof of income and address. There was a small hiccup because my mailing address and physical address were different. I explained why, all was apparently good. They said wait 7 to 10 days to get card. Got card via mail, called number to activate, even made the first payment (the initial fee). When I tried to use the card 2 weeks later for far less than the limit it was declined. I called customer service, at first she said it was the address issue, again I proved that wrong. She said "oh, your card was reported stolen a few minutes ago". She then said my file would be re-examined and now I may be declined altogether and my first payment would not be refunded. Can they do this? I thought by accepting my first payment that made a contract.