Creditor attempting to file for wage garnishment YEARS after I paid the debt!

[quincy]

I guess I shouldn't say every person but a large percentage that I've seen speak about debt collection have said to never talk to debt collectors, even lawyers who work for debt collectors.

I took your advice and called. Both lawyers listed were out of the office so I spoke to a collection representative and he told me I still owed over $1000. I explained the situation and he asked me to send in the documents I had because they didn't have anything on file stating that I had an agreement. I got the address and will be sending it in tomorrow via certified mail with return receipt.

Hopefully this will be quick and painless to get fixed.

Good luck.

 

[adjusterjack]

I took your advice and called. Both lawyers listed were out of the office so I spoke to a collection representative and he told me I still owed over $1000. I explained the situation and he asked me to send in the documents I had because they didn't have anything on file stating that I had an agreement. I got the address and will be sending it in tomorrow via certified mail with return receipt.

That's all well and good but those people can jerk you around for weeks or months while the court process continues to your detriment if you don't pay attention to it.

I'd give it to the middle or end of next week and if you haven't received and confirmed with the court that the case has been dismissed then you need to file a response to the court and serve a copy on the opposing party.

 

[quincy]

When is the hearing scheduled for next month? While you cannot ignore it, you might be able to resolve the matter and get a satisfaction of judgment entered before that date, leading to its dismissal.