People over here have totally misunderstood me. The reason I'm calling these insurance companies as Crooks is because this ticket doesn't have any points, the police officer told me, DMV told me, and the court also told me, that it does not have a point. You can go ahead and read the California vehicle code, this ticket is like a parking ticket, it is not a moving violation and you cannot even take a traffic school for this. Despite this, if the insurance companies charge me for it, then that makes them nothing but Crooks.