Confused68
Junior Member
What is the name of your state (only U.S. law)? Texas
I am co-signing for a car loan. I signed a contract with a lender that the dealer found. A few days later they found out that they didn't meet the qualifications. They changed lenders. Same APR. The main buyer (fiance) signed the new lender contract. I couldn't make it that day so the dealer decided to sign my name to the contract. After the 2nd lender called me, I questioned how did they have a signed contract by me when I didn't sign anything. They said to contact the dealer. The dealer said they had a verbal power of attorney from my fiance, weird, I thought that was a notarized agreement. They did give me a copy of the forged documents. The lender called me back to ask if I had signed the documents, I told them what they told me. The lender said they dont accept forged documents and now they want me to go back down to the dealership and sign new documents. And the dealer is calling wanting me to sign. Chances are since we got our credit pulled a couple of times, we won't get this kind of deal...but I don't want the dealership to get off this easily, I feel wronged. What do I do?
I am co-signing for a car loan. I signed a contract with a lender that the dealer found. A few days later they found out that they didn't meet the qualifications. They changed lenders. Same APR. The main buyer (fiance) signed the new lender contract. I couldn't make it that day so the dealer decided to sign my name to the contract. After the 2nd lender called me, I questioned how did they have a signed contract by me when I didn't sign anything. They said to contact the dealer. The dealer said they had a verbal power of attorney from my fiance, weird, I thought that was a notarized agreement. They did give me a copy of the forged documents. The lender called me back to ask if I had signed the documents, I told them what they told me. The lender said they dont accept forged documents and now they want me to go back down to the dealership and sign new documents. And the dealer is calling wanting me to sign. Chances are since we got our credit pulled a couple of times, we won't get this kind of deal...but I don't want the dealership to get off this easily, I feel wronged. What do I do?