Debt Collector

[2213659]

hi ladynred,
i just recieved a letter from my bank and the debt collector put hold on my bank account my bank sent me a copy of the information subpoena with the date of 7/12/89 i checked if they renewed the judgement in 1999 and they did not, can you please tell me the next step to take?

 

[jennysue167]

NYS Statute of Limitations

From what I was told and understand, there is a 20 year statute of limitations on a judgement.....I don't know if that is the same on a default, but I would certainly try and find that out. Good luck.

 

[2213659]

can someone please tell me if the sol on a default judgement is 20 years in ny,also does it have to be renewed after 10 years to persue legal action?

 

[Ladynred]

The TOTAL for FL is 20 years, but it must be renewed at 10 years. I'll have to hunt up the statute again.

NY is 20 years, also with a 10 year renewal clause.

 

[2213659]

can someone please tell me if a judgement in new york was not renewed after 10 years how can a debt collector who is also a attorney put a restraint on my bank account,is that legal,what can i do i really need help?

 

[Ladynred]

Challenge the bank levy, ASAP. Call the court clerk and see if they have a form to use to appeal the levy.

I'll see what I can find on the statute.

 

[2213659]

can someone please tell me the sol on a judgement from 1989 for debt collection i was told if it was not renewed after 10 years the sol expires,then i was told 20 years renewable for another 10 years, if someone can help me i would really appreciate it.
thanks

 

[Ladynred]

If you will PM me with your email address, I have some information I can send you on FL judgments that may be helpful. I can also give you contact info for 2 consumer lawyers in FL that can help clarify.

 

[2213659]

hi ladynred,
sorry to bother you but you already answered my question.
thanks for everything