Prosperina, of course I know how clinical trials work. That is what I am involved in right now, and that is the reason for my high costs. Granted, the companies may assist some, but when you have to travel a long distance for each appointment it is very expensive. Plus having to have an implant in my skull is not alot of fun, at times very painful, and when I say painful I mean like having the skin peeled off of your scalp pain.
I got involved in a pivotal phase clinical trial as a last hope, as the epileptologists have no other thoughts, and these are the specialists from the Level 4 centers, there is no doctor more specialized
The time for the story of how hard things are is past or future. Past, when getting the phone calls and letters you didn't want to deal with because they didn't....well, they didn't something you wanted...and you declined. Future, after you have a judgment against you, in the debtors conference when they try to see if you have assets or income to satisfy the judgment.
A radio show has a host of Dennis Prager and one of the things he says (It probably comes from somewhere else.) is, "The only people I know with no problems are people I don't know that well." Clearly, you don't know me that well. The key is, now what?
My theory is to play hard, to play fair, and to have fun. Each day I try to make something better and to work, each day I try to follow an external source philosophy which allows me to measure my ethical behavior against a standard and each day I try to remember attitude is everything. If the attitude is that you are sick and can't do things and poor me, then you ARE sick and can't do thing and poor you. But, if you believe that you're good enough, smart enough and, gosh darn it, people like you--funny how often that works out to be true.
No one can control what you believe. Lots of powerful books on this. See also, Viktor Frankl. When you ask legal advice and continue to tell a personal story about how hard things are, I feel you'd rather a buddy to talk with to feel better rather than get a specific answer to the question. Until you hang up the story and work on the relevant legal facts, you will find this issue will stay over your head. Handle this or don't, it means nothing to me.
However, I think it means everything to you. (And, when I say everything, I'm not just talking about this debt.)
Actually, I don't live my life focused on my problems, this conversation just got turned into that. I do what I can to enjoy my life and to help others. Since I am not able to work, I am involved in a fraternal organization that basically spends most of our time trying to help each other and other people. We do alot of fundraisers, have opened pediatric hospitals and homes for the elderly. It is something I enjoy to do, plus knowing I have the chance to make someone else's life better makes me feel better.
I don't sit around pitying myself all of the time, but just like anybody else, there are times when I am at a loss of what to do, and for some that can be extremely depressing.
It doesn't stop me from doing all I can to enjoy my life, but in the first place, all I was asking for was a little advice, that could have been done in a calm manner rather than trying to throw all the blame on me and basically saying I'm a screw up, I know what has happened may have been able to have been able to be handled differently, but that was then and this is now.
Besides, I can add another example showing I am not trying to avoid debt, another collector called today, I explained that I am trying to work out everything and asked if they could send me a statement so that I can keep it with everything else I am trying to track. They had no problem with it. The point is some debt collectors are willing to work with you while others try to force every dime out of you even if it involves breaking the law.
