ivenividivici
Junior Member
I have a business in North Carolina and my employee decided to get drunk and use a business only truck which he was not authorized to operate after business hours and go joy riding late at night. In the process he ran red light and hit another vehicle resulting in damages and injury to those passengers. My business truck was completely totaled and all equipment was also destroyed on the truck. Who is liable here insurance/claims wise and can I recover anything for the unauthorized use and destruction of my truck? He was authorized to use this vehicle for business purposes only over the course of a normal business day. Thank you.