Employer asking for Automobile insurance information

[Geenev]

MY EMPLOYER HAS RECENTLY ASKED FOR ALL EMPLOYEES AUTOMOBILE INSURANCE INFORMATION (CARRIER, POLICY # AND EXPIRATION DATE ECT. THEY WILL NOT SAY WHY THEY WANT IT. I DO DRIVE ONE OF THEIR VEHICLES. DO I HAVE TO GIVE IT TO THEM.

 

[JETX]

NO. YOU DO NOT HAVE TO GIVE IT TO THEM.
AND YES. THEY HAVE THE RIGHT TO TERMINATE YOU.
YOUR CHOICE.

Oh, and get your caps key fixed!!

 

[driftbuster]

for grins and please humor me...are you a contracted employee, do you drive your own vechicle in the course of your job? otherwise they would not have any reason for having this information

 

[JETX]

Driftbuster:
If you will read the original post, you will see that the writer drives a company car. As such, the company has every right to confirm that employee has PERSONAL insurance.

 

[T-DESIGNER]

Halket and Driftbuster:

Let's suppose Geenev was a typical employee that used the
parking facilities provided by the employer.

I don't know if this is legal in all states, but many employers
require drug screening as a either a pre-employment requirement
and/or as a basis to remain employed. If a state has a law
requiring all drivers to have insurance, what legal grounds
would prevent employers from requiring proof of automobile
insurance from their employees, especially if a drivers license
is not a requirement for being employed. What would be
the difference between proving you are drug-free and
proving you have auto insurance?

I am almost positive I won't get a response, because most
attorneys only address issues at hand....taught to do this
in law school?

Citizen Brown

 

[driftbuster]

i wanted to make sure that he did not drive his own vehicle on occasion conducting company business. I do not understand why me having insurance should concern the company. what if i did not own a car but had a valid license? would i be denied employment. the company can find out all that it needs to know by doing a police check. it is the employers responsibilty to carry insurance unless the state iself requires the employer to insure only the vehicle which has not been determined, heck if i am carrying hazzardous material for my employer i shouldn't have to worry unless i am required to be bonded. it is no different than asking me my weight or my nationality on an application. no i am not a lawyer but i did spend time in human resources and there are things you can and can not do. in michigan i can have a license and no insurance but i cannot own a car without carrying it.

 

[driftbuster]

i need to stand down and apoligize . my aproach was all wrong. my wife came home (used to work in insurance) and told me to stick my head in the toilet. i cannot repeat what she really said but i deserved it. anyway she explained it to me about being a uninsured motorist. explained to me that they do have good reason to ask for it you do have to have proof on insurance to drive anothers vehicle (private or commmercial, just because i never had an employer ask for it) . if you hve a license you better have some coverage. so i will accept any tongue lashing that comes my way.

 

[JETX]

driftbuster: no problem. The issue here is simply: If you are going to drive MY vehicle, I want to make sure that YOU are a responsible person. One way I can do that is to ask you to show YOUR insurance. Also, we don't know if this employee will be driving the vehicle home at night. And if so, what if the employee were in an accident while making "Just a quick trip to the store" for wifey?? Bottom line, there is no prohibition for an employer to ask for proof of employee insurance in order to drive THEIR vehicle.

T-designer: I predict that you won't get a response to your question. And is has nothing to do with its validity, but everything to do with the fact that you have "piggy-backed" your question onto someone elses thread. This is both rude and unfair to the original poster when you attempt to divert the responses from his to yours.

 

[T-DESIGNER]

Halket: I thought it was relevant to the original question. If I
asked a question about a copyright issue, and I knew you were
reviewing this thread, and I thought you knew something about
copyrights, I would agree with you.

I would think this forum is for educational purposes, as well
as seeking/providing legal advice. Since you answered Geenev's
question, I saw no harm in making a slight digression. Also,
the digression was a digression in fact, not a digression from
the central issue. I know, i'm contradicting my earlier post. It
should have read:

I am almost positive I won't get a response, because most
attorneys only address facts in hand....taught to do this
in law school?

I live in the State of Tennessee, where auto insurance has
been required for several years; however, the Tennessee
State Legislature recently passed a law that requires
all drivers carry proof of insurance. If a driver does not
have proof, the driver will be issued a citation/ticket.
In my previous post, I was trying to elude to what might
be the future.

I could word a hypothetical question as a real question,
but I would prefer not to be asking for opinions under
false pretenses. Therefore, my question still stands.
If an employee, driving his own vehicle, can damage a
company owned vehicle in the company parking lot,
one could assume the courts would uphold the right
of an employer to require all driving employees to
provide proof of insurance, especially in those states
where proof of insurance is required of all drivers,
and especially if the courts have previously upheld
similar employer requirements of employees; e.g.,
drug testing, proof of auto insurance for company
driven vehicles, etc.

If Geenev is/was upset with my comments and questions,
in my previous post and/or this post, then I apologize
to Geenev as well as to you.

Citizen Brown

Disclaimer: I am not an attorney. I am neither encouraging
nor discouraging employers require employees be able to
provide proof of automobile insurance, either as a
prerequisite for employment or as a requirement to
remain employed.