Village Idiot
Junior Member
What I'd like to see, if you're posting, is anything the disability plan has to say about waiting periods over and above what you've already posted, anything about pregnancy or maternity leave, and anything about coordination of benefits. At the moment I'm not concerned about what the company handbook says; just the disability policy.
This is all the information they have provided me with. Under the circumstances I supposed I could request copy of the full policy, but there are no other waiting periods, maternity leave or coordination of benefits stated on the summary of plan they provided me with. The only other reference to STD in coordination with FMLA is in the FMLA packet they provided though it says:
a- Leave is unpaid, although if you request leave because of your own serious health condition, any earned paid sick or vacation days will first be substituted for any unpaid leave.
b- The substitution of paid leave time for unpaid leave time does not exted the 12 week leave period.you may be eligible for short or long term disability payments under a company provided benefits plan, if applicable.
c- If you request Leave because of the birth, adoption, or foster care placement of a child or the serious health condition of your son, daughter, spouse, or parent earned pay leave will first be substitued for any unpaid leave.
Also, is this a self-funded plan (your checks are issued by your employer) or a fully insured plan (your checks are issued by Unum, Provident, Prudential or some other carrier)? STD checks are issued through a payroll service called Ceridian like the regular payroll check. The plan type is a self-insured salary continuation plan.
This is all the information they have provided me with. Under the circumstances I supposed I could request copy of the full policy, but there are no other waiting periods, maternity leave or coordination of benefits stated on the summary of plan they provided me with. The only other reference to STD in coordination with FMLA is in the FMLA packet they provided though it says:
a- Leave is unpaid, although if you request leave because of your own serious health condition, any earned paid sick or vacation days will first be substituted for any unpaid leave.
b- The substitution of paid leave time for unpaid leave time does not exted the 12 week leave period.you may be eligible for short or long term disability payments under a company provided benefits plan, if applicable.
c- If you request Leave because of the birth, adoption, or foster care placement of a child or the serious health condition of your son, daughter, spouse, or parent earned pay leave will first be substitued for any unpaid leave.
Also, is this a self-funded plan (your checks are issued by your employer) or a fully insured plan (your checks are issued by Unum, Provident, Prudential or some other carrier)? STD checks are issued through a payroll service called Ceridian like the regular payroll check. The plan type is a self-insured salary continuation plan.
Last edited: