What is the name of your state? MA
I am getting sued by a law firm for a debt i originally owed to Lowes that was bought by Cavalry. My court date is Sept 5th 2018. The debt turned 6 years old in June 12.
The amount is 2,100. In March I showed up for our 1st court date and said I wanted proof the account in question was mine and that I owed the amount stated. The case was postponed and a month later I received a bunch of documents of old statements and a letter that said my account was sold to Calvary from Loews. My signature was not present anywhere on any form.
I tried settling with them today over the phone for 700$ because that is all I can afford but they wouldn't even consider it. Any advice going forward on how i can try and pay the least or can I get this thrown or do they have enough proof of debt owed. I hadn't heard from anyone about this loan in YEARS and then boom I get a letter in the mail with a court date (not even certified mail) , assuming because they found out I settled a 18,000$ debt with Midland funding for$ 7,000... but that was all the money I had! Any advice is so appreciated! I am really scared about going to court
I am getting sued by a law firm for a debt i originally owed to Lowes that was bought by Cavalry. My court date is Sept 5th 2018. The debt turned 6 years old in June 12.
The amount is 2,100. In March I showed up for our 1st court date and said I wanted proof the account in question was mine and that I owed the amount stated. The case was postponed and a month later I received a bunch of documents of old statements and a letter that said my account was sold to Calvary from Loews. My signature was not present anywhere on any form.
I tried settling with them today over the phone for 700$ because that is all I can afford but they wouldn't even consider it. Any advice going forward on how i can try and pay the least or can I get this thrown or do they have enough proof of debt owed. I hadn't heard from anyone about this loan in YEARS and then boom I get a letter in the mail with a court date (not even certified mail) , assuming because they found out I settled a 18,000$ debt with Midland funding for$ 7,000... but that was all the money I had! Any advice is so appreciated! I am really scared about going to court