Okay, so as to what this was all about in the event that anyone cares.
Earlier in the week, I had an employee inquire about an HRA he believed he was enrolled in. I explained that he was actually enrolled in an HSA and explained the difference between the two products. End of issue. So I thought.
Well, it was the end of the issue as far as the employee was concerned. But you all know my weird habit of playing around in the archives when I have ten minutes and nothing better to do, or when I need a distraction while my husband is watching reruns of his favorite show, Supernatural, which I can take or leave alone but have to at least pretend to be watching. But I digress.
About fifteen years ago we acquired us a poster who was enamored of HRA's. He wanted everyone to drop their group policy and buy an HRA. He never quite caught on to the fact that Joe Employee could only enroll in an HRA if his employer offered one. And for the four or five years he was a member, every time there was a question about group plans, he was there urging the poster to dump his group plan in favor of an HRA. Pretty obnoxious about it, too.
So when I ran into these old posts right at the same time I had an employee asking about it, I figured I'd see if they ever caught on, now that it's been a decade since he finally left/was encouraged by management to leave (I don't know which). The only ones I've found have heavy restrictions on them. HSA's are still more popular. Sorry, old boy, your fortune selling HRA's will just have to wait another few years.
