justalayman
Senior Member
no-fault refers to what ever it is referenced to and when a person tells me they have "no fault insurance" that means no fault insurance. If you want no-fault medical coverage, then say so.No-fault ALWAYS refers to medical only, except in Michigan which is way more screwed up, insurance-wise, then NJ.
It is a misnomer. Not my fault.
and actually, Michigan is pretty simple. It is NO FAULT insurance with very few and very limited exceptions.
anyway, do you have any direction on education of NJ insurance. I had considered the vehicle damage may have not been no fault but nothing I read ever explained it that way. I tried to access the NJ statutes and for some reason could not.
So, to the OP, apparently my advice was worth every penny you paid for it and was wrong. (man does that hurt).
so, simply out, I guess the other party has every right to sue you and attempt to claim you caused the accident.
To me, the physical evidence supports your position. Even if you had slammed on the brakes, the person in the rear is generally required to drive so as to be able to stop before hitting anything.
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