B
BIG_MESS
Guest
What is the name of your state? Florida currently in Canada
Hi,
I am totally freaking out here. I left the States for Canada in late January to work a temporary job. I was in really bad financial trouble in Florida and called the bank to have my car voluntarily repossesed before I left. (Bank was located several hundred miles away) The bank said not to leave the keys in the vehicle, to leave them with a neighbor and this is just what I did. Since I really didn't know my neighbors I had no choice but to hand the keys to my next door neighbor. Well I forgot to take my tag, left my insurance card and registration in the car in my haste of moving. Well I just got a notice in the mail from the bank indicating that they had just now repossesed the vehicle from a public vehicle impound on June 1st! I found this quite shocking, until I checked my insurance policy online (expired months ago because I couldn't pay) with a new claim number. I e-mailed the insurance company who indicated that it was the bank who had filed for a claim because the front bumper, quarter, and drivers' door were all smashed up.
Now I am worried that this neighbor was using my vehicle for the last 4 months, got into an accident with it, and claimed to be me!
I filed form http://www3.hsmv.state.fl.us/Intranet/dmv/Forms/BTR/82050.pdf
based on this and backdated it to the date before I left the country in accordance with http://www.hsmv.state.fl.us/dmv/protect.html.
Also, I am showing that my Florida Drivers' License is still clear at:
https://www4.hsmv.state.fl.us/dlstatus.html
And that the vehicle tag shows only the leinholder (banks) name at:
https://www4.hsmv.state.fl.us/mvstatus.html
I sent it via email to the Florida HSMV as an attachment (electronically signed the pdf file) However, they are not following up with me. I am probably going to have to send this via certified mail.
I just don't know what to do as I will be heading back to the United States soon and don't want to be "processed" civilly or criminally.
I am afraid to go back to Florida and get arrested, since I don't know what may have happened with this car. Even if I have copies of my iteneraries and can prove that I was outside of the U.S. I don't think that the police would want to hear it, and would probably want me to tell it to the judge.
I figure that by calling the "neighbor" I gave the keys to, he could just tell me anything and lead me down the wrong path since he is the one who probably wrecked the car in the first place.
I don't have any money for an attorney either. I am very very worried.
Please help me, Thank you!
Hi,
I am totally freaking out here. I left the States for Canada in late January to work a temporary job. I was in really bad financial trouble in Florida and called the bank to have my car voluntarily repossesed before I left. (Bank was located several hundred miles away) The bank said not to leave the keys in the vehicle, to leave them with a neighbor and this is just what I did. Since I really didn't know my neighbors I had no choice but to hand the keys to my next door neighbor. Well I forgot to take my tag, left my insurance card and registration in the car in my haste of moving. Well I just got a notice in the mail from the bank indicating that they had just now repossesed the vehicle from a public vehicle impound on June 1st! I found this quite shocking, until I checked my insurance policy online (expired months ago because I couldn't pay) with a new claim number. I e-mailed the insurance company who indicated that it was the bank who had filed for a claim because the front bumper, quarter, and drivers' door were all smashed up.
Now I am worried that this neighbor was using my vehicle for the last 4 months, got into an accident with it, and claimed to be me!
I filed form http://www3.hsmv.state.fl.us/Intranet/dmv/Forms/BTR/82050.pdf
based on this and backdated it to the date before I left the country in accordance with http://www.hsmv.state.fl.us/dmv/protect.html.
Also, I am showing that my Florida Drivers' License is still clear at:
https://www4.hsmv.state.fl.us/dlstatus.html
And that the vehicle tag shows only the leinholder (banks) name at:
https://www4.hsmv.state.fl.us/mvstatus.html
I sent it via email to the Florida HSMV as an attachment (electronically signed the pdf file) However, they are not following up with me. I am probably going to have to send this via certified mail.
I just don't know what to do as I will be heading back to the United States soon and don't want to be "processed" civilly or criminally.
I am afraid to go back to Florida and get arrested, since I don't know what may have happened with this car. Even if I have copies of my iteneraries and can prove that I was outside of the U.S. I don't think that the police would want to hear it, and would probably want me to tell it to the judge.
I figure that by calling the "neighbor" I gave the keys to, he could just tell me anything and lead me down the wrong path since he is the one who probably wrecked the car in the first place.
I don't have any money for an attorney either. I am very very worried.
Please help me, Thank you!
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