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I was in an accident with no insurance

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hattiee25

Junior Member
What is the name of your state?
California

A car hit me, admitted it was his fault, told me to tell his insurance it was his fault, however when I gave my statement to his insurance, he had told them that I hit him.

The damage was so slight that I didn't want to report it to my insurance, which since I am going through a divorce, I found out later that my husband had stopped paying it, so I didn't have any at the time.

His insurance co said they would do an investigation, which they never did and then they sent me a bill for 3000 and said if I didn't pay they would sue me!

What should I do, what are my rights if I didn't have any insurance and there is no police report.
 
Last edited:


Happy Trails

Senior Member
hattiee25 said:
What is the name of your state?
California

A car hit me, admitted it was his fault, told me to tell his insurance it was his fault, however when I gave my statement to his insurance, he had told them that I hit him.

The damage was so slight that I didn't want to report it to my insurance, which since I am going through a divorce, I found out later that my husband had stopped paying it, so I didn't have any at the time.

His insurance co said they would do an investigation, which they never did and then they sent me a bill for 3000 and said if I didn't pay they would sue me!

What should I do, what are my rights if I didn't have any insurance and there is no police report.
You only have a couple of options, pay them and put it behind you, don't pay them and let them sue (then they would have to prove it).
 

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