Shame on you Bali!
You obviously have more money than you know what to do with, so wasting it in legal fees was not a problem for you. You saved 2500.00 by dropping health insurance, but lost tens of thousands fighting legal issues. It doesnt add up to a risk taker, more like a self centered bitter person. The person who took the time to seek advice is obviously in need of sound advice to insure she can afford to take care of her health until she can do it on her own. She didnt post the question for bitter people like you to make her feel worse! Do you honestly find
some sort of self satisfaction preying on people who are going thru a tough time? By the way, harbor bitterness, happiness will dock elsewhere--hope you enjoy the boat, you deserve to be on it alone!