alligatorob
Member
Florida I own a home and a 7 acre plot of land 20 miles away. My homeowners seems to cover vacant land but is not clear on this point, from my policy:
"Insured location" means:......Vacant land, other than farm land, owned by or rented to an "insured"
Now my insurance agent is telling me to be protected I need to purchase Vacant Land insurance. I have had Umbrella insurance for years and this is the first time I have been asked to buy Vacant Land insurance. Now my agent is telling me that I never was covered, is she right?
I am only asking about liability.
This is truly vacant land, no buildings, roads, utilities, no development and no use of the land now or that I know of ever.
Thanks!
"Insured location" means:......Vacant land, other than farm land, owned by or rented to an "insured"
Now my insurance agent is telling me to be protected I need to purchase Vacant Land insurance. I have had Umbrella insurance for years and this is the first time I have been asked to buy Vacant Land insurance. Now my agent is telling me that I never was covered, is she right?
I am only asking about liability.
This is truly vacant land, no buildings, roads, utilities, no development and no use of the land now or that I know of ever.
Thanks!