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Lien Fees for Closing at HELOC

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I sold my home in California in March 2022. On the settlement/closing statement fees are listed for Recording Fee of $92 and Statement Fee of $100 related to the payoff of the HELOC. When I called the Bank - Chase - to request that the HELOC be closed, several months later, the Rep charged me an additional $92 fee to close the account. When I further questioned this, after discovering I had already paid $92 at closing, Chase claims that they charged $92 to the County for the lien and then an additional $92 to release the lien. In essence they are stating that the opened a lien on my HELOC account the day of closing of the home sale. This makes no sense. The house was sold in March, it is now February, and there is no record of any lien for a HELOC either with the County or on any of my credit reports. Are they just double billing me, as I suspect, or there never was a lien, or am I missing something?


Active Member
There's no way anyone who hasn't reviewed the account agreement and all relevant documents could possibly have any insight here.

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