You would be reimbursed for the deductible if Lowes is at fault for the damage - which, according to what you have said, seems to be the case.It turns out the entire restoration will be lower than the deductible. Is it still worth going through the insurance route? I mean would they even pay anything out?
You should not have to pay anything for damage caused by Lowes installation in your home of a defective washer. Lowes will have its own action to pursue against Whirlpool.