CA - My mother is 87 years old and only lives on 1400 in social security. She had a debt with Sears in the amount of about 13K that she stopped paying on about a year ago because it was basically between medical costs and food or paying the payment. She now has a notice from the Moore Law Group sueing her for over 14K. I was told that since she has no assets but an old car, mobile home and social security that we really didn't have to do anything because they had nothing to come after. Does she need to hire a lawyer or what is the step of action does she need to take if any. We figured worst case they would write if off and issue a 1099C.