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Mortgage Company

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cadkhoda said:
I feel the purpose of the thread is to educate /inform ,some of us who are not as knowledgeable .
You are correct.

What did your mortgage say about your question?

2 Bagger

Junior Member
My unfair comments

I did a terrible job of wording that. My comments were not directed at the poster and were really not intended to be mean or berate him/her as it appears.

I intended to say in a general sense that many fail to heed the same advice that we might give another in the same circumstances. The purpose being that a bit of due diligence would eliminate some of the hassles that we unintentionally set into motion by our own hand.

I'm sorry. I hope that you will allow me to write that off as a bad day.

2 Bagger :eek:


Junior Member
Sorry for the delay,

Basically , what the mortgage company is saying is "it is my fault that (mortgage co.) disbursed these funds to this unscrupulous contractor" :rolleyes:
ofcourse ,my argument all along has been : if the mortgage company had properly inspected the repairs , this mess would not have occured.

As to my other friend, "bagger" it s quite ok .

Thank you all again for input.

Cad, :)


Senior Member
cadkhoda said:
Hello again ,
Does anyone know where i might be able to find out about the reponsiblities of the Mortgage company in my situation.... if what i am having here is Federal law guidlines that states that "Mortgage Company has a duty to inspect the repairs before releasing funds" or something in that General term..... Please advise me as to where i can look the info up.

Thanks again and god bless.

**A: it is YOUR property, therefore you have the ultimate and first responsibility to inspect the construction or lack thereof and immediately notify the lender.
Since you took a hands off and passive approach, you have an uphill battle. You should have written certified rrr letters. The lender has some responsibility but do not own the property.

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