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Junior Member
What is the name of your state?What is the name of your state?flordia
is there a time limit on collection agencys to try to collect example is 14 or 15 years to late for them to try to collect :confused:


Senior Member
The SOL ran long ago. For Fl. it's 4 years for open accounts and 5 years for written accounts. Tell 'em to pound sand.
They can try and collect forever but, they can't legally sue or, place something this old on your credit report.

Debt Guy

Senior Member
The statue of limitation in Florida to bring legal action is 5 years for a written agreement.

They can collect on the debt until the end of time.

They can actually still file a lawsuit but you can have the suit dismissed by raising the objection that the debt is time barred.

Send to a creditor a letter to "cease and desist" and tell them the debt is time-barred under Flordia law. You can find samples of a cease and desist letter at www.creditinfocenter.com/forms.

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