E
emkalmuk
Guest
What is the name of your state? Arizona
Is there any leg to stand on for someone who went in to be induced - ended up having an emergency c-section and then spent 5 days in the hospital with newborn son, who spent 4 days in the NICU - thereby, forgetting to add his name to her husband's existing insurance...? My husband had Cigna PPO - Employee + Family (not + Spouse) at the time our son was born. He left his job a week after our son and I were discharged to care for me and my son. He is now a stay-at-home dad. I enrolled in insurance (Frist Health) with my company and included my husband and son; I have now returned to work. First Health was effective the 12th of the month my son was born. The issue is: Cigna PPO paid for my expenses, but not my son's. We just received a bill from the hospital for $14,000. Since my husband was leaving his job a week after my son was born, we did not think to add his name.
Do we have a leg to stand on with Cigna PPO to pay for our son's expenses, since we had Employee + Family and were covered thru the end of the month he was born? Or, should we submit expenses to First Health and pay the rest ourselves -or- see if Cigna PPO will pay the remaining balance. I am upset because I am not sure what will be covered and we'd need to start over with First Health's deductible and annual out-of-pocket max - which we've already met thru Cigna PPO.
We're not trying to get anything free, but it was an oversight as we were under duress and the trauma we were ensuring distracted us from taking care of the administrative piece of our insurance coverage. Please help!
Is there any leg to stand on for someone who went in to be induced - ended up having an emergency c-section and then spent 5 days in the hospital with newborn son, who spent 4 days in the NICU - thereby, forgetting to add his name to her husband's existing insurance...? My husband had Cigna PPO - Employee + Family (not + Spouse) at the time our son was born. He left his job a week after our son and I were discharged to care for me and my son. He is now a stay-at-home dad. I enrolled in insurance (Frist Health) with my company and included my husband and son; I have now returned to work. First Health was effective the 12th of the month my son was born. The issue is: Cigna PPO paid for my expenses, but not my son's. We just received a bill from the hospital for $14,000. Since my husband was leaving his job a week after my son was born, we did not think to add his name.
Do we have a leg to stand on with Cigna PPO to pay for our son's expenses, since we had Employee + Family and were covered thru the end of the month he was born? Or, should we submit expenses to First Health and pay the rest ourselves -or- see if Cigna PPO will pay the remaining balance. I am upset because I am not sure what will be covered and we'd need to start over with First Health's deductible and annual out-of-pocket max - which we've already met thru Cigna PPO.
We're not trying to get anything free, but it was an oversight as we were under duress and the trauma we were ensuring distracted us from taking care of the administrative piece of our insurance coverage. Please help!
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