Ok so I have been unable to get a loan due to my credit score and my lack of income and when I went to court the last time the judge told me if I didn’t have an attorney next time he was going to use my lack of as my waiver of my right to an attorney and proceed with my case can he do that? It’s my constitutional right to be represented
You have a constitutional right to representation. That doesn't mean the government has to pay for your lawyer.
You have a constitutional right to keep and bear arms. That doesn't mean the government has to buy guns for your.
You have a constitutional right to free speech. That doesn't mean the government has to pay for your internet or cell service.
Personally, I believe all defendants should have appointed counsel. The government is using YOUR tax money to prosecute YOU. Your taxes paid for the police officer that arrested you, pays for the attorney that is prosecuting you, pays for the judge that is judging you, pays for the employees in the court and jail that are holding you against your will. The whole thing is pretty one-sided. The government has virtually unlimited resources to prosecute you, and you have to bankrupt yourself to challenge their case. Unfortunately, I'm not King of the USA, so my opinion on the matter doesn't help you.
Life is not fair. You'll just have to deal with it.