T
Tired_of_trying
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LOL. I am only saying what I was told by an attorney... I am sorry if he was wrongHomeGuru said:**A: I am getting tired of trying to read your inaccurate posts.
LOL. I am only saying what I was told by an attorney... I am sorry if he was wrongHomeGuru said:**A: I am getting tired of trying to read your inaccurate posts.
Wow I should move there.. a change in venue in CA is A LOT more!JETX said:Sorry, but that is NOT true. A person can sue in Arkansas courts and have the SOL apply from a different state as long as it is related to the cause of action. And the SOL's of the various states are NOT 'rocket science'... as most courts can find them... just like we can. Done all the time.
That is true.... but it isn't all that expensive. I domesticate judgments from other states fairly often. All it costs is the fee for an exemplified judgment (less than $20.00), a filing fee (usually less than $150) and a few hours of time.
That is even worse. As I understand it, the SOL in Ohio for an 'open account' (kind of confusing as they don't call it that) is six years. And Ohio also has the provision of it freezing if the debtor leaves the state.Tired_of_trying said:He was living in Ohio at the time he applied for the card... Or does that mean one can apply for a card and then move to a different state, say where to SOL is lower and hid and skate?
Either you are, or the attorney was, confused. Unless the agreement has a jurisdiction clause (most credit card agreements do), then the creditor can chose whether to use the state where the contract was entered into, or where the debtor lives now.I was told by an attorney it is the state you lived in when you applied for the card originally and unless you signed a new application with a different address in a different state, the original state laws apply.
First, a domestication is NOT the same as a 'change of venue'. California calls it an 'entry of a sister-state' judgment. It is covered by CA Code of Civil Procedure §1710.10, et seq.Tired_of_trying said:Wow I should move there.. a change in venue in CA is A LOT more!
Actually, the SOL for open accounts is apparently somewhat confusing.Tired_of_trying said:One thing though, all the sources we find say the SOL for an open account is 4 years in Ohio, which credit cards fall under. Where are you finding 6?