T
tazbraz
Guest
colorado; my car was parked in front of my home when a young man driving his parents mini van hit it, pushed it to the neighbors, then across the street into another parked truck. I HAD a small car, now I have a pile of junk that can't even start. I have tried very hard to work with the insurance company. I have sent them blue book value quotes, as well as nada & comprable cars from the papers. The problem is, the insurance company is not working with me. they want to give me less then $2000.00 for the car & there is no way to replace it for that. kbb stated that the car was worth $2230.00 and nada states $2000.00 The problem is, the car was fully loaded, with things that kbb & nada do not ask for, therefor, I feel that the car was worth more then what they are saying, but even so, the insurance company will not budge.
I got very lucky & found a car just like it & was able to talk the sellers down to $2400.00 (this was LUCk, they go in the papers for $3000.00 plus!!!) But I am still not taken care of by the insurance company. I have talked to one of the parents of the young man & my insurance agent. My agent states that I need to sue the young mans parents to get the rest of the $$ for the car. The parent of the young man states that he will talk to the insurance company & try to get them to pay for the replacement car, but if they won't, I don't want to sue the family. They have a few children & I really don't want to take food off there table, but why should I sufer when my car was just sitting there parked. Does anyone see any other recourse? The family stated that they would like to just get me a check to cover the diffrence, but they have no $$ to do this. On the same note, I had to take a loan from my bank so I could pay for the replacement car. I have interest to pay on the loan tell it is paid off. as well as I still have to pay for emisions testing, registeration & tags.
When a insurance company states that they get you back to the way you were before the claim, what does that really mean???? how long does it take before the insurance company writes the check? it has been 2 1/2 weeks already, they put me in a renal that I stated I did not want that make of car, as well as my spouse can't fit in the car.
Please help!!
I got very lucky & found a car just like it & was able to talk the sellers down to $2400.00 (this was LUCk, they go in the papers for $3000.00 plus!!!) But I am still not taken care of by the insurance company. I have talked to one of the parents of the young man & my insurance agent. My agent states that I need to sue the young mans parents to get the rest of the $$ for the car. The parent of the young man states that he will talk to the insurance company & try to get them to pay for the replacement car, but if they won't, I don't want to sue the family. They have a few children & I really don't want to take food off there table, but why should I sufer when my car was just sitting there parked. Does anyone see any other recourse? The family stated that they would like to just get me a check to cover the diffrence, but they have no $$ to do this. On the same note, I had to take a loan from my bank so I could pay for the replacement car. I have interest to pay on the loan tell it is paid off. as well as I still have to pay for emisions testing, registeration & tags.
When a insurance company states that they get you back to the way you were before the claim, what does that really mean???? how long does it take before the insurance company writes the check? it has been 2 1/2 weeks already, they put me in a renal that I stated I did not want that make of car, as well as my spouse can't fit in the car.
Please help!!