What is the name of your state? New York
So here's what happened hopefully someone can give me some advice. I pulled out of the parking lot in my school, I did an initial look to make sure that no one was behind me and began to pull out. I was going 5 mi/hr and after pulling out for no more than 5 seconds I heard a thump upon turning around I found that I had backed into the passenger door of a 99 camry. I pulled up to look at the damage. Some of his paint had gotten onto my car, a small dent in his door, but just obviously missing paint on his side of the door. He took my name address, phone number and license id #. We didn't think or bother to make a police report bc it didn't seem worth it at the time. He gave me his phone number and address. I told him that i really didn't want to go through insurance in order to avoid an increase in both of our premiums. I told him that I would be willing to pay for the painting of his passanger door since that was all the damage that was done. I'm hoping that this will blow over and that nothing will really come of it. My fears are:
1: Will he be able to make a police report since he didn't take down my plate or make a police report?
2. Since he was probably speeding through the parking lot, if we do decide to go through insurance is there any chance that I will be accused of being more at fault?
3. Is there any way that I can deny being in the accident if he tries to screw me over later at any point? (he had 3 witnesses in his car, I had none)...
I would appreciate any kind of feedback. Thanks
So here's what happened hopefully someone can give me some advice. I pulled out of the parking lot in my school, I did an initial look to make sure that no one was behind me and began to pull out. I was going 5 mi/hr and after pulling out for no more than 5 seconds I heard a thump upon turning around I found that I had backed into the passenger door of a 99 camry. I pulled up to look at the damage. Some of his paint had gotten onto my car, a small dent in his door, but just obviously missing paint on his side of the door. He took my name address, phone number and license id #. We didn't think or bother to make a police report bc it didn't seem worth it at the time. He gave me his phone number and address. I told him that i really didn't want to go through insurance in order to avoid an increase in both of our premiums. I told him that I would be willing to pay for the painting of his passanger door since that was all the damage that was done. I'm hoping that this will blow over and that nothing will really come of it. My fears are:
1: Will he be able to make a police report since he didn't take down my plate or make a police report?
2. Since he was probably speeding through the parking lot, if we do decide to go through insurance is there any chance that I will be accused of being more at fault?
3. Is there any way that I can deny being in the accident if he tries to screw me over later at any point? (he had 3 witnesses in his car, I had none)...
I would appreciate any kind of feedback. Thanks