What is the name of your state (only U.S. law)? California
Hi all,
Just had a power outage .. then about 3 minutes later power came back on. Afterwards checked things out and all my 220 appliances are now not working:
water heater
2 AC's
stove
washer / dryer
Had a licensed electrician come out and he verified everything was ok with power and that the problem was the appliances. He said I should call my insurance company.
I called & they will be sending an adjuster around, wondering if anyone has experience with this - is it usually covered. I understand this depends on my policy, etc - just curious what the "norm" is? I have USAA renter's insurance - though I own my condo, through Cal-Vet home loan I already had disaster indemnity insurance, so USAA could only offer me a renters policy.
Questions:
1. Is this typically covered under "normal" homeowners and / or renters insurance?
2. What should I expect the adjuster to do - just look around? I've never made a claim before.
Any information is appreciated.
Thanks!
Al in SoCal
Hi all,
Just had a power outage .. then about 3 minutes later power came back on. Afterwards checked things out and all my 220 appliances are now not working:
water heater
2 AC's
stove
washer / dryer
Had a licensed electrician come out and he verified everything was ok with power and that the problem was the appliances. He said I should call my insurance company.
I called & they will be sending an adjuster around, wondering if anyone has experience with this - is it usually covered. I understand this depends on my policy, etc - just curious what the "norm" is? I have USAA renter's insurance - though I own my condo, through Cal-Vet home loan I already had disaster indemnity insurance, so USAA could only offer me a renters policy.
Questions:
1. Is this typically covered under "normal" homeowners and / or renters insurance?
2. What should I expect the adjuster to do - just look around? I've never made a claim before.
Any information is appreciated.
Thanks!
Al in SoCal