What is the name of your state (only U.S. law)? Texas
Situation: Rear-End Traffic Collision
(2nd time on here, hey all thanks in advance)
I was stopped at a traffic light recently when a person hit me from behind. I called 9-1-1 and got the EMS and fire to the scene. They took me to the hospital (I did not have a chance to exchange insurance information or anything else).
A police officer visited me at my hospital bed and asked for my information. I gave it to them. The officer then stated that the other driver, the one who hit me, was not at the scene anymore and they did not get the person's statement / insurance / etc.
A week later I asked for the police report and contacted the detective assigned to the case. The detective reported that the accident was ruled as an uninsured motorist incident and the other person's information was not taken by anyone.
I've contacted my insurance company and they are working on obtaining the report and investigating themselves. My vehicle is about to be totaled (according to the adjuster). I've also suffered severe whiplash and other various items preventing me from doing my job. Additionally we had a newborn baby the week prior, so this also affects my personal life in ways I did not expect.
So now I've got a pile of medical bills, a medical deductible, and insurance deductible, and prescriptions I can't pay for, on-top of my vehicle being totaled and undrivable.
I have no idea what to do. Does anyone have any tips?
Situation: Rear-End Traffic Collision
(2nd time on here, hey all thanks in advance)
I was stopped at a traffic light recently when a person hit me from behind. I called 9-1-1 and got the EMS and fire to the scene. They took me to the hospital (I did not have a chance to exchange insurance information or anything else).
A police officer visited me at my hospital bed and asked for my information. I gave it to them. The officer then stated that the other driver, the one who hit me, was not at the scene anymore and they did not get the person's statement / insurance / etc.
A week later I asked for the police report and contacted the detective assigned to the case. The detective reported that the accident was ruled as an uninsured motorist incident and the other person's information was not taken by anyone.
I've contacted my insurance company and they are working on obtaining the report and investigating themselves. My vehicle is about to be totaled (according to the adjuster). I've also suffered severe whiplash and other various items preventing me from doing my job. Additionally we had a newborn baby the week prior, so this also affects my personal life in ways I did not expect.
So now I've got a pile of medical bills, a medical deductible, and insurance deductible, and prescriptions I can't pay for, on-top of my vehicle being totaled and undrivable.
I have no idea what to do. Does anyone have any tips?