Salvage title

[mads77]

What is the name of your state? Mississippi

I had an accident which damaged my cars quarter panel and cracked the bumper a lil. But the insurance agency declared the car a total economic loss. This mean i need to get a "salvage title" on the car which i chose to retain and I was paid the amount minus junkyard value!
Now the car is in perfect driving condtion except for the aforementioned damages, and its not a safety threat on the road. I have been driving the car in that condition for 2 months till the insurance was settled. I DO NOT want a "salvage REBUILT title". But I need to apply for new tags so I can drive it . But since its a salvage title, what procedure should I adopt so I can get tags to drive this car on the road without doing a rebuild as I do not intend to sell the car!
I have checked google w/o any help on MS laws. The lady at the patrol station on my enquiry said u need to get it inspected and then apply for tag. I did inform i didnt want a rebuild and she said the same thing. I am sure the inspection is a police inspection on a rebuilt unit to check for stolen parts. Anyone who has handled such cases pls advise

 

[JETX]

Sorry, but the fact that a salvage vehicle has been repaired does NOT mean you can get a 'regular' title. Simply, once salvage, it will remain as such. Keeps unscrupulous body shops (and others) from buying wrecks, repairing them and selling to unsuspecting consumers.

 

[BlondeIntel]

How Much is a Word Worth?

All of the options that I know about will cost more money and require that you have additional work done to your car.

They also depend on the age of the vehicle. How old is it?

 

[JETX]

You have different options depending on the age of the vehicle. How old is it?

Unless your fishing for some kind of 'antique auto' title, what the hell difference does the age make???

 

[BlondeIntel]

Age

I believe Mississippi does have an age requirement for streetrods. Thus the question about age.

The other option is to "drive another car under it", i.e. change the chassis and use the "salvage" vehicle for parts.

 

[JETX]

I believe Mississippi does have an age requirement for streetrods. Thus the question about age.

The other option is to "drive another car under it", i.e. change the chassis and use the "salvage" vehicle for parts.

From stupid to illegal!!

 

[BlondeIntel]

Stupid? Illegal?

Why is building a streetrod stupid?

If using salvage parts on another car is illegal, then why do so many salvage yards sell them?

 

[JETX]

What makes you even remotely think that the OP has any interest in converting this car into a 'streetrod'???
Or to "change the chassis and use the "salvage" vehicle for parts"' (wink-wink) as you implied in your post??

 

[BlondeIntel]

Knowing/Asking

What makes you even remotely think that the OP has any interest in converting this car into a 'streetrod'???
Or to "change the chassis and use the "salvage" vehicle for parts"' (wink-wink) as you implied in your post??

I don't know that's why I asked the question "How Much Is a Word Worth?".

Also, for your information, I recommended the chassis change because the poster said the quarter panel and bumper were hit during the accident. If the poster cares enough about the word "salvage" to put out some extra money, and if the car is old enough to make it feasible, the poster can buy a used car of the same make and model as the first, and use the "salvage" vehicle for parts. In this exchange, the second vehicle is the titled vehicle and is safer to drive because, hopefully, the poster would not buy a second vehicle that had the same kind of damage as the first.

 

[JETX]

Christ!! Your posts get dumber and dumber by the minute!!

What makes you even think that this OP is interested in going out and purchasing another duplicate vehicle!!! And further, your suggestion is reversed!!! To do as you suggest, she would have to transfer everything BUT the damaged parts to the 'duplicated' vehicle to be able to use it as the non-salvage car..... unless you are suggesting that the writer somehow falsify the VIN, motor and tranny numbers, etc. on the vehicles!!
Do the forum a favor (and save our opinion of your intelligence) and do NOT respond.... clearly it would only damage what little we think you have.

 

[Happy Trails]

O.K. Just jumping in here.
Poster, who says you need to get a salvage title?

If the insurance company "totaled" your vehicle, because damage surpassed the value, they usually allow you to retain it (for a price). So who changed your current title to a "salvage title"?

 

[JETX]

If the insurance company "totaled" your vehicle, because damage surpassed the value, they usually allow you to retain it (for a price). So who changed your current title to a "salvage title"?

When an insurance company decides that a vehicle has been 'totalled', they purchase the 'scrap' vehicle from the owner (in settling the property damage claim) and they must then note that the vehicle has been 'totalled' as salvage and the title is noted accordingly. See the statute below.

Actually, in researching this just now.... I found where Mississippi does allow a process whereby a 'salvage title' vehicle can be changed. Guess they wanted to try to get some of the vehicles outside the front yards of the homes!!

Here is the statute:
"§ 63-21-39. Procedure where vehicle scrapped, dismantled or destroyed; obtaining title on vehicle with salvage certificate of title; Salvage Certificate of Title Fund; regulations.

(1) An owner who scraps, dismantles or destroys a vehicle and a person who purchases a vehicle as scrap or to be dismantled or destroyed shall indicate same on the back of the certificate of title and shall immediately cause the certificate of title and any other documents required by the State Tax Commission to be mailed or delivered to the State Tax Commission for cancellation. A certificate of title of the vehicle shall not again be issued except upon application containing the information the State Tax Commission requires, accompanied by a certificate of inspection in the form and content specified in Section 63-21-15(5) and proof of payment of a fee as provided in subsection (2) of this section if a clear title is to be issued.

(2) For the purpose of requesting a clear title on a vehicle with a salvage certificate of title, every owner of a vehicle that has been issued a salvage certificate of title in this state or any other state which has been restored in this state to its operating condition which existed prior to the event which caused the salvage certificate of title to issue shall make application to the State Tax Commission, accompanied by a certificate of inspection in the form and content specified in Section 63-21-15(5) and the payment of a fee of Seventy-five Dollars ($75.00). All such monies shall be collected by the Department of Public Safety and paid to the State Treasurer for deposit in a special fund that is hereby created in the State Treasury to be known as the "Salvage Certificate of Title Fund." Monies in the special fund may be expended by the Department of Public Safety, upon appropriation by the Legislature. The State Tax Commission shall establish by regulation the minimum requirements by which a vehicle which has been issued a salvage certificate of title may be issued a clear title. "

 

[BlondeIntel]

My post was for the OP and for anyone else who might be interested in this thread since the posting instructions say to search old threads before starting new ones.

unless you are suggesting that the writer somehow falsify the VIN, motor and tranny numbers, etc. on the vehicles!!

I am not suggesting any such thing.


If you think that just because I am a woman that I don't know anything about cars, you are wrong. I have worked in a salvage yard. I have taken a course that specifically dealt with using a salvage vehicle to make another vehicle safely operable. I have seen many cars with builder's titles.

Should anyone reading this thread be interested in customizing his or her car, the following links should get you started.

Mississippi Links

Mississippi Rod and Custom Clubs
Mississippi Salvage Yards

National Links

National Street Rod Association
Vehicle History Reports
Nationwide Listing of Salvage Yards

 

[mads77]

Sorry, but the fact that a salvage vehicle has been repaired does NOT mean you can get a 'regular' title. Simply, once salvage, it will remain as such. Keeps unscrupulous body shops (and others) from buying wrecks, repairing them and selling to unsuspecting consumers.

I do not need a regular titile, I just need to drive the car on the road!

 

[mads77]

All of the options that I know about will cost more money and require that you have additional work done to your car.

They also depend on the age of the vehicle. How old is it?

The car is a 1993 mazda mx6!!!!!!!