What is the name of your state (only U.S. law)? Pennsylvania.
I ordered a learn to buy real estate program on a 30 day free trial. There was to be an on-line portion and another piece by mail. I never received the on-line portion and the mail piece arrived 3 weeks later. I never opened it and returned it after the 30 days. I sent it back and was charged $70. I thought it was over. I got a call from the company and advised I was not happy and returned the materials. The man tried to resell me, but gave up.
My credit card company soon after reissued my card with a new number due to a security breach. The other company was trying to charge me for months because they did not consider my phone conversation and return of materials as a valid termination. But, they still had the old card number. Now, they have advised me that they are ready to go to collections for the unpaid fees for the last four months that they had their materials. I do not fell I own the fees, but do not want to ruin my credit score.
I ordered a learn to buy real estate program on a 30 day free trial. There was to be an on-line portion and another piece by mail. I never received the on-line portion and the mail piece arrived 3 weeks later. I never opened it and returned it after the 30 days. I sent it back and was charged $70. I thought it was over. I got a call from the company and advised I was not happy and returned the materials. The man tried to resell me, but gave up.
My credit card company soon after reissued my card with a new number due to a security breach. The other company was trying to charge me for months because they did not consider my phone conversation and return of materials as a valid termination. But, they still had the old card number. Now, they have advised me that they are ready to go to collections for the unpaid fees for the last four months that they had their materials. I do not fell I own the fees, but do not want to ruin my credit score.