L
LisaJ
Guest
What is the name of your state? NY
My boyfriend and I have been renting a single family house for 18 mos. In Dec of last year, a pan of grease heating on the stove accidentily caught fire. There was damage limited to replacing the stove, 2 cupboards, a vinyl floor and smoke damage. Although the landlord told us "dont worry, thats what I have insurance for", I am now being sued for over $5000.oo from the landlords insurance co. They, Travelers, provided me with a breakdown as to how they came to the amount. Out of 57 items listed ( labor, paint, repairs etc), only 7 are true (totaling $1560). All labor and materials for cleaning, painting was completed and paid for by us at no charge. I have written to Travelers several times to ask for a re-evaluation but have heard nothing and they have now turned it over to a collection ageancy. Now i have this 5grand on my credit, and Im not even the one who was using the stove. I have spoken to 3 lawyers and have been advised to do 3 different things and dont know what is the right way to handle this. SUggestions??
My boyfriend and I have been renting a single family house for 18 mos. In Dec of last year, a pan of grease heating on the stove accidentily caught fire. There was damage limited to replacing the stove, 2 cupboards, a vinyl floor and smoke damage. Although the landlord told us "dont worry, thats what I have insurance for", I am now being sued for over $5000.oo from the landlords insurance co. They, Travelers, provided me with a breakdown as to how they came to the amount. Out of 57 items listed ( labor, paint, repairs etc), only 7 are true (totaling $1560). All labor and materials for cleaning, painting was completed and paid for by us at no charge. I have written to Travelers several times to ask for a re-evaluation but have heard nothing and they have now turned it over to a collection ageancy. Now i have this 5grand on my credit, and Im not even the one who was using the stove. I have spoken to 3 lawyers and have been advised to do 3 different things and dont know what is the right way to handle this. SUggestions??