Here is a good article telling the TRUTH about credit-counseling services. Non-profit, yeah, right!!
http://www.businessweek.com/magazine/content/01_44/b3755094.htm
And also worth a look:
http://www.creditinfocenter.com/debt/DebtConsolCompanies.shtml
http://www.businessweek.com/magazine/content/01_44/b3755094.htm
And also worth a look:
http://www.creditinfocenter.com/debt/DebtConsolCompanies.shtml