What is the name of your state? Maryland
We have had 2 home insurance claims in the past 2 years - 1 for 34K (Water damage from Plumbing issue) and 1 for 5K (stolen property) Now we have had a terrible wind storm and it has blown off shingles and damaged the roof. Roofer says we should replace the roof it 18 yrs old. Our insurance company says if we make the claim, they will most likely cancel our insurance. What are our options? can we search for new insurer before making a claim? Should I look to insure the house under my name given the current policy is with my wife's name before we got married? Or should I eat the cost and pay for the roof? Or what other choices might I have?
We have had 2 home insurance claims in the past 2 years - 1 for 34K (Water damage from Plumbing issue) and 1 for 5K (stolen property) Now we have had a terrible wind storm and it has blown off shingles and damaged the roof. Roofer says we should replace the roof it 18 yrs old. Our insurance company says if we make the claim, they will most likely cancel our insurance. What are our options? can we search for new insurer before making a claim? Should I look to insure the house under my name given the current policy is with my wife's name before we got married? Or should I eat the cost and pay for the roof? Or what other choices might I have?