NY state. A deceased family member had a revocable living trust for her house, its contents, and other personal belongings. The property was paid off and does not have mortgages or liens. She did not have any other non-trust assets. Her son is the sole beneficiary set to inherit the house. When can the trustee transfer the property to him? The trust property does not have debts, but the decedent left about $5,000 in credit card debt and two car loans, one of which is being assumed by her son. The estate is unable to pay the credit cards and will voluntarily surrender the other car to the finance company. The car was purchased only a few months before the decedent passed away, and about $25,000 is owed. That's roughly the price a dealer would sell the car for, but a bank auction will obviously bring less and mean a deficiency. So, two questions: When the can the deed of the house be transferred, and to what extent do the outstanding debts complicate that?