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Would this be considered harrassment? Debt collectors question

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fairisfair

Senior Member
Ah I enjoy it. Without going into too much detail, let's just say I am intimately familiar with people suing debt collectors and I'm not particularly inclined to tell people what they're doing wrong with their lawsuits. As far as I'm concerned, the more bad advice given to debtors, the earlier I go home each day :D
Why Yag, you are just positively ornery. LOL :p;):D
 


Chien

Senior Member
Jinky – I’ll satisfy your concern. You admitted error (not the second one, but I won’t carp) and I intended to as well. It was from our first discussions yesterday.

When you posed the question about deleted posts, I re-checked. What had appeared on one “page” on a laptop screen appeared on another on a larger screen. The post was there, and I was going to respond to you. You posed the question on this thread, and I felt we were hijacking it. Since that has now been done fully and completely, I need have no reservations about addressing it here. I have never seen posts “move” like that. So

I haven't deleted a thing.

True. I was wrong. I acknowledge that. This is where I thought the post was gone:
https://forum.freeadvice.com/showthread.php?t=378907

Now I see that that you just never responded. Would you like to? Here’s “Harassment” under the Act, and I added the Arkansas criminal statute that you had no idea about. I’d like to hear the explanation sometime, but I’m too tired to stay.

§ 806. Harassment or abuse [15 USC 1692d]
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.

And here’s the Arkansas Criminal Statute. It requires proof of intent.

§ 5-71-209. Harassing communications. 1975. Amended 1995.
(a) A person commits the offense of harassing communications if, with the purpose to harass, annoy, or alarm another person, he:
(1) Communicates with a person, anonymously or otherwise, by telephone, telegraph, mail, or any other form of written communication, in a manner likely to harass, annoy, or cause alarm; or
(2) Makes a telephone call or causes a telephone to ring repeatedly, with no purpose of legitimate communication, regardless of whether a conversation ensues; or
(3) Knowingly permits any telephone under his control to be used for any purpose prohibited by this section.

With that out of the way -
Where did I attack anyone character here? Perhaps this is just another case of something you no nothing about.
I did not say you attacked anyone’s character, but I can’t stop you from taking remarks out of context. If you would like to know the reason for including you in that context, it was the entirely gratuitous response to DC in post #11 of this thread. That was bothersome, because you had not only failed to explain your statement concerning mail communications up to that point, you failed to address the issue of harassment a second time and have yet to do so. You re-posted his post and, by implication, impugned its veracity, but never explained why you might be right and he might be wrong. That’s the same thing that you did in the other thread.

Now, if we have finished diverting this thread and you have your acknowledgement and explanation, don’t let Breeze see you spell “know” like that.
 

TigerD

Senior Member
I think this has progressed beyond any possible aid to the OP.

Please don't feed the trolls any more. Can we get this thread locked so I can have the last word :)
 
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