Recent content by SCREWCREDIT

What is the name of your state (only U.S. law)? Florida I need to draft a 1099 agreement (as an alternative to full time employment) for an organization here in Florida. I will be vending internal technology support as an independent contractor. Can anyone point me to samples that I can rely on...

New York and Florida Some quick facts: 1. My parents were never married. (probably irrelevant) I was born in New York State. 2. The only child support ordered was issued at $30.00 per week out by a New York court when I was 7 which occurred around 1986ish. 3. I moved to Florida with my...

Florida - Question is General to All States If a creditor charges off an account and then sells that account to a collection agency, obviously the original credit information is going to remain on your credit report for the FCRA allowed period of time. Then, if I'm not mistaken, the collection...

Florida I was involved in a minor accident with a US Post Office LCV (local carrier vehicle). The operator of the mail truck was making a U TURN just shy of a small residential intersection. Upon turning her truck around, she failed to stop at the stop sign. She must have assumed because she...

Florida With regard to the below subsections of the Florida State Statutes, would it be potentially unlawful for an applicant to offer a cash incentive to an employment agency recruiter for appointment to an open position of which the agency is recruiting for and of which the applicant is...

Florida Note: This post is for my personal knowledge only. I was not involved this incident nor do I know those who were. I am trying to further advance my education on the right to detain in the State of Florida. My post is a little long winded and will probably require the interest and...

What is the name of your state?What is the name of your state?What is the name of your state?FLORIDA Entity A - Widget West Manufacturer, Incorporated Entity B - Widget West Foundation, LLC Entity C - Widget West Enterprises, LLC Entity D - Widget West, LLC Entities A and B belong to the same...

FLORIDA In 1997, I opened a credit card account with a local credit union. The account fell deragotory and has exhausted the 7.5 year FCRA allowable credit reporting period. It righteously fell off my consumer files in November, however, it has been illegally reaged. It's also my opinion...

FLORIDA I've been doing a lot of research over the past few days on how I can hold a creditor liable for having reported inaccurate information in reference to a credit card account to my consumer credit reports. I learned that in 1996 Congress amended the FCRA to allow only state attorneys to...

FLORIDA Before I move foward with a suit against a creditor that I believe violated the FCRA, I must make certain that I was not unknowingly sued by this same creditor. (RE: Credit card account back in 1997 that was charged off in 2000/2001 SOL for a civil suit in the State of Florida is 5...

can a credit card account be re-reported/re-aged? FLORIDA After a charged-off credit account has served it's 7.5 year reporting period and has been automatically deleted from a credit file in accordance with the FCRA, can the original creditor of that account continually re-report it? I had a...

FLORIDA I have a credit card account on my credit files that was opened by me in January of 1997. Unfortunately, I was 18 back then, uneducated and irresponsible. The account was closed and resulted in a charge-off in December of 1997. I believe my first delinquent payment on the account...

F L O R I D A I've asked this question before on numerous occassions but have yet to receive an educated response. I have a credit card opened January of 1997 with the date of last activity showing as December of 1997. The first derogatory information being reported to my credit file...

FLORIDA An acquaintance, who up until recently was a good friend, is a member of a local law enforcement agency (minimal time investment less than 3 months). I am actively pursuing a position in law enforcement myself. He possesses a video tape from a new years eve party that shows, well...

What is the name of your state? - Florida Hey guys.. a family member of mine is turning 17 soon and to help establish a credit history for him I was wondering if any creditors would allow him to hold a secured credit card.. I know most require you to be 18 years of age for legality reasons...