Frankyd1214
Junior Member
new york.
I brought my account to a zero balance so I could close the account on Friday 10-17-2008. I had arrived at 5:00 pm and the lady who closes the account was leaving . I withdrew my balance and left with a 0.00 balance. I had looked on line at my account and added any pending transactions, so I had an accurate amount, as well as confirmed with the bank teller my balance. On Monday my account was 140.00 in the negative for 4 insufficient fund fees. If you subtract the fees @ 35.000 a piece, you get 0.00. These fees are for the pending transactions. Now they state that I still owe them this money. Chase has a tendency to withdraw funds from my account in a manner that is not consistent with my transactions. If I swipe my card for a purchase @ 10:00 am, later @ 12:30 I will use my card again, Chase decides which transaction they want to post first. They have this (PENDING) approach to transaction that always works in their favor. Not to mention that they will post from the largest “daily” transaction to the smallest, hence you can get hit w/ multiple overdraft or insufficient fund fees, regardless of when and how you withdraw. Now my employer called the bank on my behalf; as our company uses Chase for their business, and the teller or associate at chase revealed to my employer that I has numerous previous fee reversals. Are they allowed to reveal any of my personal account information to my employer without authorization?
I brought my account to a zero balance so I could close the account on Friday 10-17-2008. I had arrived at 5:00 pm and the lady who closes the account was leaving . I withdrew my balance and left with a 0.00 balance. I had looked on line at my account and added any pending transactions, so I had an accurate amount, as well as confirmed with the bank teller my balance. On Monday my account was 140.00 in the negative for 4 insufficient fund fees. If you subtract the fees @ 35.000 a piece, you get 0.00. These fees are for the pending transactions. Now they state that I still owe them this money. Chase has a tendency to withdraw funds from my account in a manner that is not consistent with my transactions. If I swipe my card for a purchase @ 10:00 am, later @ 12:30 I will use my card again, Chase decides which transaction they want to post first. They have this (PENDING) approach to transaction that always works in their favor. Not to mention that they will post from the largest “daily” transaction to the smallest, hence you can get hit w/ multiple overdraft or insufficient fund fees, regardless of when and how you withdraw. Now my employer called the bank on my behalf; as our company uses Chase for their business, and the teller or associate at chase revealed to my employer that I has numerous previous fee reversals. Are they allowed to reveal any of my personal account information to my employer without authorization?