A was sued by a credit card company

[quincy]

What is the name of your state (only U.S. law)? Texas

Did the credit card company win the suit?

 

[Emy23]

No we don't go to court, I don't think we have a date yet, they bring me the papers and I answer to them so they send me a letter asking me to contact them to discuss the matter

 

[quincy]

No we don't go to court, I don't think we have a date yet, they bring me the papers and I answer to them so they send me a letter asking me to contact them to discuss the matter

OK. What were the "papers" you received?

Did you receive a court summons and complaint indicating you are being sued? Did you file with the court an answer to the complaint?

 

[Emy23]

OK. What were the "papers" you received?

Did you receive a court summons and complaint indicating you are being sued? Did you file with the court an answer to the complaint?

Yes , I receive the papers from the court where I was notified the I was sued and yes I did file with the court,but now they send me a letter they want me to call them to discuss the matter

 

[quincy]

Yes , I receive the papers from the court where I was notified the I was sued and yes I did file with the court,but now they send me a letter they want me to call them to discuss the matter

It appears the credit card company is looking to settle the matter with you to avoid taking you to court, perhaps by working out a payment plan.

If you know you owe the credit card company money and if you have no defense to the lawsuit (e.g., statute of limitations), settling with the company will help you avoid a judgment against you.

You would be smart to have the complaint and the attorney-letter personally reviewed by an attorney in your area prior to discussing the debt with the credit card company representative, this to best ensure your interests are protected.

Good luck.