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Costchr

Junior Member
Canada, New Brunswick


Good day.

I am need of some legal advice. My ex girlfriend and I dated for a bit over a year and a half.
She got a $8000.00 loan in her name. I pushed a vehicle for 4600.00 plus registration fees. Total of $5000.00. The remaining balance of $3000.00 i would say we spent together over time.
The vehicle is only in my name.
I have been the one making all payments since the beginning for about a year now without missing a payment.
I requested from her if we could come to an agreement on something that is fair for both parties.
Email reads:
-----------------------------------------------
Hey,

I was wondering if you had a moment to discuss your loan.
Your City Financial loan amount was for $8000.00.
However purchasing my jeep was $4600.00 + registration. Total of $5000.00.
The remaining $3000.00 was spent over time, as I will agree we spent together.
I pulled some records from my bank records.
The investment I made towards your house as a partnership agreement. As i left with no return.
The room built in the basement - $800.00
Basement floor- $600.00
Paint( deck, rooms, trim) - roughly $200.00 total.
Stairs - $800.00, minus $200.00 from your parents.

Im willing to pay back my share minus the no return investment made to your house.

If you could request the remaining balance of the loan and how many payments are remaining on the loan and send me a copy. We can discuss my my remaining contribution.

Response :
So I take it you just don't want to pay. Then so be it. I didn't pay jack right? Figures. Always been about money and you've always thought that way.

My response :
Just wanted to agree on something fair. Thats all im asking. No reason to get mad. Its not personal.

Response:
Seriously just don't pay
-----------------------------------------------
What would you suggest?
 


Zigner

Senior Member, Non-Attorney
Canada, New Brunswick


Good day.

I am need of some legal advice. My ex girlfriend and I dated for a bit over a year and a half.
She got a $8000.00 loan in her name. I pushed a vehicle for 4600.00 plus registration fees. Total of $5000.00. The remaining balance of $3000.00 i would say we spent together over time.
The vehicle is only in my name.
I have been the one making all payments since the beginning for about a year now without missing a payment.
I requested from her if we could come to an agreement on something that is fair for both parties.
Email reads:
-----------------------------------------------
Hey,

I was wondering if you had a moment to discuss your loan.
Your City Financial loan amount was for $8000.00.
However purchasing my jeep was $4600.00 + registration. Total of $5000.00.
The remaining $3000.00 was spent over time, as I will agree we spent together.
I pulled some records from my bank records.
The investment I made towards your house as a partnership agreement. As i left with no return.
The room built in the basement - $800.00
Basement floor- $600.00
Paint( deck, rooms, trim) - roughly $200.00 total.
Stairs - $800.00, minus $200.00 from your parents.

Im willing to pay back my share minus the no return investment made to your house.

If you could request the remaining balance of the loan and how many payments are remaining on the loan and send me a copy. We can discuss my my remaining contribution.

Response :
So I take it you just don't want to pay. Then so be it. I didn't pay jack right? Figures. Always been about money and you've always thought that way.

My response :
Just wanted to agree on something fair. Thats all im asking. No reason to get mad. Its not personal.

Response:
Seriously just don't pay
-----------------------------------------------
What would you suggest?
Sorry, this forum is for US law matters only.
 

LdiJ

Senior Member
Canada, New Brunswick


Good day.

I am need of some legal advice. My ex girlfriend and I dated for a bit over a year and a half.
She got a $8000.00 loan in her name. I pushed a vehicle for 4600.00 plus registration fees. Total of $5000.00. The remaining balance of $3000.00 i would say we spent together over time.
The vehicle is only in my name.
I have been the one making all payments since the beginning for about a year now without missing a payment.
I requested from her if we could come to an agreement on something that is fair for both parties.
Email reads:
-----------------------------------------------
Hey,

I was wondering if you had a moment to discuss your loan.
Your City Financial loan amount was for $8000.00.
However purchasing my jeep was $4600.00 + registration. Total of $5000.00.
The remaining $3000.00 was spent over time, as I will agree we spent together.
I pulled some records from my bank records.
The investment I made towards your house as a partnership agreement. As i left with no return.
The room built in the basement - $800.00
Basement floor- $600.00
Paint( deck, rooms, trim) - roughly $200.00 total.
Stairs - $800.00, minus $200.00 from your parents.

Im willing to pay back my share minus the no return investment made to your house.

If you could request the remaining balance of the loan and how many payments are remaining on the loan and send me a copy. We can discuss my my remaining contribution.

Response :
So I take it you just don't want to pay. Then so be it. I didn't pay jack right? Figures. Always been about money and you've always thought that way.

My response :
Just wanted to agree on something fair. Thats all im asking. No reason to get mad. Its not personal.

Response:
Seriously just don't pay
-----------------------------------------------
What would you suggest?
I would suggest that you pay at LEAST the 5000.00 spent on your car plus any interest accumulated on that. As far as you asking her to deduct the money spent on her house? How long did you live there and how much rent did you pay her on a monthly basis?
 

quincy

Senior Member
I would suggest that you pay at LEAST the 5000.00 spent on your car plus any interest accumulated on that. As far as you asking her to deduct the money spent on her house? How long did you live there and how much rent did you pay her on a monthly basis?
Costchr needs to find assistance in Canada. We address US law questions and US legal concerns only. The laws in Canada are different.
 

adjusterjack

Senior Member
I am need of some legal advice. My ex girlfriend and I dated for a bit over a year and a half.
She got a $8000.00 loan in her name. I pushed a vehicle for 4600.00 plus registration fees. Total of $5000.00. The remaining balance of $3000.00 i would say we spent together over time.
The vehicle is only in my name.
I have been the one making all payments since the beginning for about a year now without missing a payment.

What would you suggest?
I'll give you the same advice I'd give anybody in the US.

Your car, you keep making the payments.

Whatever money you put into her house was RENT. You don't get that back.

Whatever is left on the loan after you think your car is paid off is your tuition for a life lesson from the school of hard knocks. NEVER get financially or cohabitationally involved with girlfriends.

And if you screw up her credit by not paying, just remember this:

Hell hath no fury like a woman scorned.

If you stop paying on the car loan, you risk that she stops paying too, and the car gets repossessed. You want that?
 
Last edited:

quincy

Senior Member
I'll give you the same advice I'd give anybody in the US.

Your car, you keep making the payment.

Whatever money you put into her house was RENT. You don't get that back.

Whatever is left on the loan after you think your car is paid off is your tuition for a life lesson from the school of hard knocks. NEVER get financially or cohabitationally involved with girlfriends.

And if you screw up her credit by not paying, just remember this:

Hell hath no fury like a woman scorned.
And, of course, this site is for US law questions only.

The laws in Canada are different and common sense is not always an element apparent in laws.

Costchr needs to find assistance in Canada.
 

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