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Spouse Used My Credit Card for Divorce

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PayrollHRGuy

Senior Member
FOr the record I don't remember the last time I had to sign my name when using a credit card. It has been at least a year. If the OP gave his wife the card and especially the PIN then he authorized use.
 


not2cleverRed

Obvious Observer
She she wasn’t an authorized user. Only in my name and I’m pretty confident she didn’t sign her name.
Look, right now you priority should be to freeze everything and retain a lawyer.

Ultimately, she was going to come up with the money from somewhere. Just tally it up and see if you can deduct it from her settlement. I say "see if" because she is going to counter that used marital assets on all sorts of things that she didn't approve of.
 

justalayman

Senior Member
="PayrollHRGuy, post: 3582848, member: 674052"FOr the record I don't remember the last time I had to sign my name when using a credit card. It has been at least a year. If the OP gave his wife the card and especially the PIN then he authorized use.[/QUOTE ]
The last I knew pins are acceptable only when using the card as a debit card. A signature is required by all the major credit card companies I am aware of when using a credit card.

If I was the op I would at least resporf this to the involved bank and tell the. The credit card charges were not authorized. He should inform the bank it was his wife that used the card. They deal with this sort of crap all too regularly so if they say it isn’t fraud, I think it’s dead. If they pick it up they will suspend or even reverse the charges and possibly seek criminal action against her. Since a credit card holder has a finite amount of time to report suspected fraud. He should just call them and be honest with them. That way op is covered if it is fraud and he has been honest about the situstion so it isn’t falsely reporting it as fraud
 
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PayrollHRGuy

Senior Member
If I was the op I would at least resporf this to the involved bank and tell the. The credit card charges were not authorized. He should inform the bank it was his wife that used the card. They deal with this sort of crap all too regularly so if they say it isn’t fraud, I think it’s dead. If they pick it up they will suspend or even reverse the charges and possibly seek criminal action against her. Since a credit card holder has a finite amount of time to report suspected fraud. He should just call them and be honest with them. That way op is covered if it is fraud and he has been honest about the situstion so it isn’t falsely reporting it as fraud.
I sort of fixed that for you.

I don't disagree. I'm betting they won't do anything more than say did you giver her the card/PIN? And when he says yes the conversation will end.
 

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